Hennepin County property record for 5215 Klaers Dr, Loretto, MN 55357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 1,999 sqft · built 1996 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (May 2019) |
| Tax Bill | $9,682 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-118-24-21-0004 |
| Primary APN | 01-118-24-21-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 4,116 sqft |
| 1st Floor Area | 1,999 sqft |
| Basement Area | 1,190 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Level |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 218,236 sqft |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Porch | Screened Porch |
| Porch Area | 178 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 5215 KLAERS DR |
|---|---|
| City | LORETTO |
| State | MN |
| Zip | 55357-9722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED 01 118 24 THAT PART OF E 285.51 FT OF GOVT LOT 1 LYING NELY OF RR R/W AND THAT PART OF E 285.51 FT OF NE 1/4 OF NW 1/4 LYING S OF N 830.18 FT THOF IRREGULAR |
| Legal Range | 24 |
| Legal Township | 118 |
| Legal Section | 01 |
| Legal Quarter | 21 |
| Legal Subdivision | UNPLATTED 01 118 24 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 27002 |
Source: Hennepin County records, as of June 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5215 KLAERS DR, LORETTO, MN 55357-9722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Line of Credit ENTRUST FINANCIAL CREDIT UNION |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI BELL BK |
| May 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on Record |
| Deed Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 201910658831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 20, 2026 |
| Property Address | 5215 KLAERS DR, LORETTO, MN 55357-9722 |
| Document Number | 0011464190 |
| Instrument Date | May 9, 2026 |
| Instrument | 202611464190 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5215 KLAERS DR, LORETTO, MN 55357-9722 |
| Document Number | 0011464190, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202611464190 |
| Name | ENTRUST FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 5215 KLAERS DR, LORETTO, MN 55357-9722 |
| Document Number | 0010864851 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | TITLE SPECIALIST |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5215 KLAERS DR LORETTO MN 553579722, LORETTO, MN 55357-9722 |
| Document Number | 0010864851 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 10864851 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 14, 2019 |
| Property Address | 5215 KLAERS DR, LORETTO, MN 55357-9722 |
| Document Number | 0010658831 |
| Instrument Date | May 8, 2019 |
| Instrument | 10658831 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,292.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5215 KLAERS DR LORETTO MN 553579722, LORETTO, MN 55357-9722 |
| Document Number | 10658832 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 10658832 |
| Name | BELL BK |
|---|---|
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Independence City |
| Unified School District | Delano Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,682.00 (+4.61%) | $752,700 (+3.18%) Land $234,000 Building $518,700 | $752,700 (+3.18%) Land $234,000 Building $518,700 |
| 2024 | $9,255.00 (-1.63%) | $729,500 (+10.53%) Land $234,000 Building $495,500 | $729,500 (+10.53%) Land $234,000 Building $495,500 |
| 2023 | $9,408.00 Homeowner's exemption | ||
| 2022 | $660,000 Land $220,000 Building $440,000 | $660,000 Land $220,000 Building $440,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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