5215 Gilbert School Rd, Grifton, NC 28530 Property Records

Lenoir County property record for 5215 Gilbert School Rd, Grifton, NC 28530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,935 sqft · built 2023
Lot Size	5.51 acres (240,277 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Jan 2023)
Tax Bill	$4,959 (2026)
Deeds & Mortgages	Aug 2023 Construction Loan Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`454900682205`

Property Details

APN / Parcel Number

Primary APN	`454900682205`
Alternative APN	`618`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,935 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	240,277 sqft (5.51 acres)
Lot Dimensions	229 ft deep x 851 ft wide
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	5215 GILBERT SCHOOL RD
City	GRIFTON
State	NC
Zip	28530-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1091/1711 TRACT 1 5212 GILBERT SCHOOL RD
Legal Tract	1
Jurisdiction	LENOIR NC
Township / Civil Division	CONTENTNEA NECK
Census Block Group	2
Census Block	2010
Census Tract	10100

Owner

5215 Gilbert School Rd is owned by an individual who bought it in January 2023.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4135 GRIFTON HUGO RD, GRIFTON, NC 28530-8362
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Jan 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Deed Book / Page	1978 / 782
Prior Transfer Date	Sep 24, 2014
Prior Transfer Doc	0017520637
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	5215 GILBERT SCHOOL RD, GRIFTON, NC 28530-8363
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 GRIFTON HUGO RD, GRIFTON, NC 28530-8362

Mortgage

Document Number	0019970384
Date	Aug 14, 2023
Book Page	1997/384

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Max Rate	11.7%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Jan 10, 2023
Property Address	5215 GILBERT SCHOOL RD, GRIFTON, NC 28530-8363
Document Number	0019780782
Book / Page	1978 / 782
Map Reference	CAB 14 PG 166
Instrument Date	Jan 10, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2951 HUGO RD, GRIFTON, NC 28530-8382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 GRIFTON HUGO RD, GRIFTON, NC 28530-8362

Tax Assessment & Valuation

The 2026 property tax bill for 5215 Gilbert School Rd was $4,959.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,959.00	$685,897 (-) Land $52,764 Building $633,133	$685,897 (-) Land $52,764 Building $633,133
2025	$4,959.00	$685,897 Land $52,764 Building $633,133	$685,897 Land $52,764 Building $633,133
2023	$306.00	$33,825 Land $33,825	$33,825 Land $33,825

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5215 Gilbert School Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5215 Gilbert School Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LENOIR WATER CORP private · serves 15,494 people · EPA ID NC0454025
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000

May also be available: HarvestBeam.

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