5215 Cool Rush Ter, Bakersfield, CA 93313 Property Records

Kern County property record for 5215 Cool Rush Ter, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,070 sqft · built 2014
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Aug 2014)
Tax Bill	$5,858 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`538-202-01-00-5`

Property Details

APN / Parcel Number

Primary APN	`538-202-01-00-5`
Alternative APN	`538-202-01-1`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,070 sqft Living Area
1st Floor Area	1,281 sqft
2nd Floor Area	1,789 sqft

Exterior

Year Built	Built 2014
Construction Type	Wood
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air

Location & Zoning

Street Address	5215 COOL RUSH TER
City	BAKERSFIELD
State	CA
Zip	93313-5838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6557, BLOCK PH1, LOT 34
Legal Subdivision	6557 PH 1
Legal Tract	6557
Legal Block	PH1
Legal Lot Number	34
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1006
Census Tract	3218

Owner

Source: Kern County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 28, 2018	Deed of Trust, Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2014 · Amount on Record
Deed Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	0214105858
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838

Mortgage

Document Number	0000023061
Date	Feb 29, 2024
Instrument	224023061

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	AMROCK INCORPORATED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838

Mortgage

Document Number	0000094647
Date	Jun 15, 2022
Instrument	222094647

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838

Mortgage

Document Number	0000025763
Date	Feb 11, 2021
Instrument	221025763

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5215 COOL RUSH TER, BAKERSFIELD, CA 93313-5838
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036258
Date	Mar 28, 2018
Instrument	2180036258

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2028

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,858.00 (+3.83%)	$423,041 (+4.04%) Land $54,078 Building $368,963
2023	$5,642.00 (+4.13%)	$406,616 Land $51,979 Building $354,637
2022	$5,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50

May also be available: GeoLinks, Verizon.

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