5215 Cobblers Xing, McHenry, IL 60050 Property Records

McHenry County property record for 5215 Cobblers Xing, McHenry, IL 60050

Property Summary

Property Type	Condominium
Details	2 bd · 4 ba · 1,181 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$189,960 (Nov 2004)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-04-277-007`

Property Details

APN / Parcel Number

Primary APN	`14-04-277-007`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	2,362 sqft
Basement Area	1,181 sqft

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Raised
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5215 COBBLERS XING
City	MCHENRY
State	IL
Zip	60050-2741
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DOC 2004R0107530 UNIT 25-7 ABBEY RIDGE CONDOS (PT E PT OUTLT A BOONE CREEK UNIT 6) MEMO: STRIP OF CRYSTAL LAKE ROAD DEDICATED
Legal Subdivision	ABBEY RIDGE
Legal Unit	25-7,6
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1037
Census Tract	870814

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5215 COBBLERS XING, MCHENRY, IL 60050-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit MCHENRY SAVINGS BANK
Sep 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage MCHENRY SAVINGS BANK
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit MCHENRY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2004 · Amount on Record
Deed Sale	Nov 1, 2004 · Amount on Record
Deed Document Number	2004R0107530
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5215 COBBLERS XING, MCHENRY, IL 60050-2741
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000408
Date	Jan 5, 2024
Instrument	2024R0000408

Lender

Name	MCHENRY SAVINGS BANK
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5215 COBBLERS XING, MCHENRY, IL 60050-2741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034751
Date	Sep 19, 2017
Instrument	2017R0034751

Lender

Name	MCHENRY SAVINGS BANK
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5215 COBBLERS XING, MCHENRY, IL 60050-2741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004735
Date	Feb 21, 2019
Instrument	2019R0004735

Lender

Name	MCHENRY SAVINGS BANK
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 31, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$54,781 Land $5,776 Building $49,005	$164,343 Land $17,328 Building $147,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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