5215 Avondale St, Duluth, MN 55804 Property Records

St. Louis County property record for 5215 Avondale St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1922
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Dec 2025)
Tax Bill	$3,616 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-08750`

Property Details

APN / Parcel Number

Primary APN	`010-0790-08750`
Alternative APNs	`1043539` `1191570`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Gross Area
1st Floor Area	738 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	396 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	286 sqft
Deck Area	172 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1191570
Street Address	5215 AVONDALE ST
City	DULUTH
State	MN
Zip	55804-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 854 AND 855 SERIAL #
Legal Subdivision	CROSLEY PARK ADDITION
Legal Block	66
Legal Lot Number	854-855
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	200

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5215 AVONDALE ST, DULUTH, MN 55804-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit MINERS NAT'L BK/EVELETH
Dec 15, 2017	Quit Claim Deed, Mortgage · Conventional with PMI QUICKEN LNS
Jul 26, 2017	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	20251096610
Prior Transfer Date	Dec 8, 2017
Prior Transfer Doc	000T993198
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5215 AVONDALE ST, DULUTH, MN 55804-1311
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001038947
Date	Apr 7, 2021
Instrument	1038947

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 1, 2025
Property Address	5215 AVONDALE ST, DULUTH, MN 55804-1311
Document Number	0001096610
Instrument Date	Nov 18, 2025
Instrument	1096610
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5215 AVONDALE ST, DULUTH, MN 55804-1311

Mortgage

Document Number	0001096611
Date	Dec 1, 2025
Instrument	1096611

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	10.8%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5215 AVONDALE ST, DULUTH, MN 55804-1311
Document Number	00T1028132
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5215 AVONDALE ST DULUTH MN 558041311, DULUTH, MN 55804-1311

Mortgage

Document Number	00T1028132
Date	Aug 28, 2020
Instrument	T1028132

Lender

Name	MINERS NAT'L BK/EVELETH
Type	Bank
Address	EVELETH, MN 55734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 27, 2035

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 15, 2017
Property Address	5215 AVONDALE ST, DULUTH, MN 55804-1311
Document Number	000T993198
Instrument Date	Dec 8, 2017
Instrument	T993198
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TSI-RECORDING DEPT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5215 AVONDALE ST DULUTH MN 558041311, DULUTH, MN 55804-1311

Mortgage

Document Number	T993199
Date	Dec 15, 2017
Instrument	T993199

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 14, 2037

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 26, 2017
Property Address	5215 AVONDALE ST, DULUTH, MN 55804-1311
Document Number	000T987737
Instrument Date	Jul 18, 2017
Instrument	T987737
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5215 AVONDALE ST DULUTH MN 558041311, DULUTH, MN 55804-1311

Mortgage

Document Number	T987738
Date	Jul 26, 2017
Instrument	T987738

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,616.00 (+7.3%) Homeowner's exemption
2025	$3,370.00 (-4.04%) Homeowner's exemption	$306,400 (+15.54%) Land $47,900 Building $258,500	$306,400 (+15.54%) Land $47,900 Building $258,500
2024	$3,512.00	$265,200 (+11.06%) Land $46,200 Building $219,000	$265,200 (+11.06%) Land $46,200 Building $219,000
2022		$238,800 Land $35,600 Building $203,200	$238,800 Land $35,600 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	May 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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