Howard County property record for 5214 Windmill Ln, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,048 sqft · built 1969 |
| Lot Size | 0.186 acres (8,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Apr 2022) |
| Tax Bill | $8,959 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-040785 |
| Primary APN | 15-040785 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,106 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 040785 |
|---|---|
| Street Address | 5214 WINDMILL LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-1328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 45 8,106 SQ' 5214 WINDMILL LN VIL OF HARPERS CH S1 A3 |
| Legal Subdivision | VILLAGE HARPERS CHOICE SEC 01 |
| Legal Lot Number | 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 605503 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Apr 1, 2022 | Deed, Transfer · Conventional Mortgage BLUE INK MORTGAGE LLC |
| Sep 7, 2017 | Grant Deed, Transfer · FHA Mortgage MLD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on Record |
| Deed Sale | Apr 1, 2022 · Amount on Record |
| Prior Sale | Sep 7, 2017 · Amount on Record |
| Deed Book / Page | 21435 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0196510100 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 19651/100 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | REAL ESTATE SETMNTS & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Document Number | 0197750406 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 19775/406 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 1, 2022 |
| Property Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Document Number | 0214350070 |
| Book / Page | 21435 / 70 |
| Map Reference | PL 13 FO 6 |
| Instrument Date | Mar 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Document Number | 0002143576 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 21435/76 |
| Name | BLUE INK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 7, 2017 |
| Property Address | 5214 WINDMILL LN, COLUMBIA, MD 21044-1328 |
| Document Number | 0177950493 |
| Book / Page | 017795 / 000493 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2017 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5214 WINDMILL LN COLUMBIA MD 210441328, COLUMBIA, MD 21044-1328 |
| Document Number | 177950501 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 017795/000501 |
| Name | MLD MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,959.00 (+6.35%) | $586,233 (+6.38%) | $621,400 (-) Land $268,900 Building $352,500 |
| 2025 | $8,424.00 (+64.79%) | $551,067 (+13.63%) | $621,400 (+20.45%) Land $268,900 Building $352,500 |
| 2023 | $484,967 | $515,900 Land $203,900 Building $312,000 | |
| 2022 | $5,112.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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