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5214 Northern Flicker Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5214 Northern Flicker Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,904 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$516,300 (Feb 2022)
Tax Bill$8,137 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-26-31-3975-0001-1400

Property Details

APN / Parcel Number

Primary APN08-26-31-3975-0001-1400
Alternative APN
  • 263108397500011400

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,904 sqft Living Area
Gross Area3,607 sqft
1st Floor Area1,672 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleConventional
Exterior MaterialConcrete Block/Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area408 sqft
PorchFlorida Room
Porch Area260 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5214 NORTHERN FLICKER DR
CitySAINT CLOUD
StateFL
Zip34771-8432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIVE OAK LAKE PH 3 PB 30 PGS 1-5 LOT 140
Legal Range31E
Legal Township26S
Legal Section08
Legal SubdivisionLIVE OAK LAKE PHS 1 2 & 3
Legal Phase3
Legal Lot Number140
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1009
Census Tract43301

Owner

Source: Osceola County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5214 NORTHERN FLICKER DR, SAINT CLOUD, FL 34771-8432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2022 · Amount on File
Deed SaleFeb 4, 2022 · Amount on File
Deed Document Number202219586
Deed Book / Page6144 / 733
Record UpdatedOct 29, 2026

February 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 4, 2022
Property Address5214 NORTHERN FLICKER DR, SAINT CLOUD, FL 34771-8432
Document Number0061440733
Book / Page6144 / 733
Map ReferenceMB 30 PG 1-5
Instrument DateJan 31, 2022
Instrument2022019586
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,614.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address5214 NORTHERN FLICKER DR, SAINT CLOUD, FL 34771-8432

Mortgage

Document Number0006144735
DateFeb 4, 2022
Instrument6144/735
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateFeb 1, 2027
Change FrequencyMonthly
Min Rate At Change5.99%
Max Rate At Change7.99%
IndexOther
Max Rate10.9%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,137.00 (+18.68%)$454,400 (+1.77%) Land $82,500 Building $371,900$454,400 (+1.77%) Land $82,500 Building $371,900
2023$6,856.00 (+7.13%)$446,500 (+7.15%) Land $71,500 Building $375,000$446,500 (+7.15%) Land $71,500 Building $375,000
2022$6,400.00$416,700 Land $66,000 Building $350,700$416,700 Land $66,000 Building $350,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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