McLean County property record for 5214 Finlen Ln, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 3,533 sqft · built 2024 |
| Lot Size | 0.249 acres (10,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $614,500 (Apr 2025) |
| Tax Bill | $100 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-08-429-007 |
| Primary APN | 22-08-429-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,533 sqft Living Area |
| Gross Area | 4,281 sqft |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,011 sqft |
| Finished Basement | 1,011 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 10,848 sqft (0.249 acres) |
| Lot Dimensions | 113 ft deep x 96 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5214 FINLEN LN |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-7113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | THE GROVE ON KICKAPOO CREEK 6TH ADD LOT 621 |
| Legal Subdivision | KICKAPOO CREEK |
| Legal Lot Number | 621 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5401 |
5214 Finlen Ln is owned and occupied by an individual who bought it in April 2025.
Source: McLean County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5214 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · VA Mortgage PHH MORTGAGE SERVICES CORP |
| Apr 23, 2025 | Warranty Deed, Subdivision Related Transfer · VA Mortgage NOVUS HOME MORTGAGE |
| Apr 23, 2025 | Quit Claim Deed, Transfer ALLIANCE LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on File |
| Deed Sale | Apr 23, 2025 · Amount on File |
| Deed Document Number | 20255321 |
| Prior Transfer Date | Mar 31, 2025 |
| Prior Transfer Doc | 0000005320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 5214 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5214 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 202600001838 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-00001838 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 23, 2025 |
| Property Address | 5214 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 202500005321 |
| Map Reference | DOC 2022-21903 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 2025-00005321 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $614.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5214 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 202500005322 |
|---|---|
| Date | Apr 23, 2025 |
| Instrument | 2025-00005322 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 23, 2025 |
| Property Address | 5214 FINLEN LN, BLOOMINGTON, IL 61705-7113 |
| Document Number | 202500005320 |
| Map Reference | DOC 2022-21903 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 2025-00005320 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | ALLIANCE LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1701 TULLAMORE AVE STE A, A, BLOOMINGTON, IL 61704-5290 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $92,374 Land $33,221 Building $59,153 | $277,122 Land $99,663 Building $177,459 | |
| 2024 | $100.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5214 Finlen Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5214 Finlen Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Wireless Data Net Fixed Wireless | 100 / 20 |
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