Hunt County property record for 5214 Co Rd 4502, Commerce, TX 75428
| Property Type | Rural Home |
|---|---|
| Details | 2,075 sqft · built 1976 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,234 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Jan 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1081-0150-0010-30 |
| Primary APN | 1081-0150-0010-30 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| 1st Floor Area | 2,075 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Patio Area | 299 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R106689 |
|---|---|
| Street Address | 5214 COUNTY ROAD 4502 |
| City | COMMERCE |
| State | TX |
| Zip | 75428-6870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A1081 WARD J P,TRACT 15-1, ACRES 10.0 |
| Legal Subdivision | WARD J P |
| Legal Tract | 15-1 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | WOLFE CITY |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 960200 |
Source: Hunt County records · APN 1081-0150-0010-30
Assessment roll updated July 25, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5414 COUNTY ROAD 4502, COMMERCE, TX 75428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CYPRESS BANK SSB |
| Jan 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 15, 2018 | Deed of Trust, Mortgage CYPRESS BK SSB |
| Sep 12, 2018 | Warranty Deed, Transfer OTHER |
| Jul 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Sep 12, 2018 |
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 0000000800 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5214 COUNTY ROAD 4502, COMMERCE, TX 75428-6870 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5214 COUNTY ROAD 4502, COMMERCE, TX 75428-6870 |
| Document Number | 0000021534 |
|---|---|
| Date | Nov 01, 2023 |
| Instrument | 2023-21534 |
| Name | CYPRESS BANK SSB |
|---|---|
| Type | Bank |
| Address | PITTSBURG, TX 75686 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 9.87% |
| Index | 11th District COF |
| Max Rate | 12.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jan 16, 2026 |
| Property Address | 5214 COUNTY ROAD 4502, COMMERCE, TX 75428-6870 |
| Document Number | 0000000800 |
| Map Reference | VOL 370 PG 372 |
| Instrument Date | Jan 07, 2025 |
| Instrument | 2026-00800 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5414 COUNTY ROAD 4502, COMMERCE, TX 75428 |
| Document Number | 0000000801 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-00801 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5214 COUNTY ROAD 4502, COMMERCE, TX 75428-6870 |
| Document Number | 0000016004 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5214 COUNTY ROAD 4502 COMMERCE TX 754286870, COMMERCE, TX 75428-6870 |
| Document Number | 0000016004 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 16004 |
| Name | CYPRESS BK SSB |
|---|---|
| Type | Bank |
| Address | PITTSBURG, TX 75686 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 18, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Sep 12, 2018 |
| Property Address | 5214 COUNTY ROAD 4502, COMMERCE, TX 75428-6870 |
| Document Number | 0000013919 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 13919 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5214 COUNTY ROAD 4502 COMMERCE TX 754286870, COMMERCE, TX 75428-6870 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Jul 30, 2018 |
| Property Address | 5214 COUNTY ROAD 4502, COMMERCE, TX 75428-6870 |
| Document Number | 0000011577 |
| Instrument Date | Jul 27, 2018 |
| Instrument | 11577 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5214 COUNTY ROAD 4502 COMMERCE TX 754286870, COMMERCE, TX 75428-6870 |
Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $178,830 (-12.49%) Land $8,830 Building $170,000 | $330,000 (-0.58%) Land $160,000 Building $170,000 | |
| 2024 | $2,234.00 (-19.44%) | ||
| 2023 | $204,350 Land $7,440 Building $196,910 | $331,910 Land $135,000 Building $196,910 | |
| 2022 | $2,773.00 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2017–2018) |
| Most Recent Claim | Mar 2018 · rainfall accumulation |
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 100 / 25 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
Based on FCC filings for 3 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH HUNT SUD serves 4,836 people |
|---|---|
| Water Source | Purchased surface water from CITY OF COMMERCE |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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