52121 Kern Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 52121 Kern Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,294 sqft · built 1974
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Trust Names on File
Last Sale	$144,000 (Nov 2000)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-050-043-00`

Property Details

APN / Parcel Number

Primary APN	`007-050-043-00`

Interior

Full Baths	2 Baths
Building Area	2,294 sqft Building Perimeter
1st Floor Area	1,529 sqft
Basement Area	1,529 sqft
Unfinished Basement	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Tri-Level
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	195 ft deep x 130 ft wide
Garage Area	414 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	52121 KERN DR
City	THREE RIVERS
State	MI
Zip	49093-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAKE RS
Legal Description	LOT 43 PLAT OF PINEVIEW ESTATES SEC 13 T5S R12W.
Legal Range	12W
Legal Township	05S
Legal Section	13
Legal Subdivision	PINEVIEW ESTATES
Legal Lot Number	43
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FLOWERFIELD
Census Block Group	2
Census Block	2027
Census Tract	40900

Owner

52121 Kern Dr is owner-occupied and held in a trust since August 2023.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	52121 KERN DR, THREE RIVERS, MI 49093-8921
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
Sep 6, 2023	Quit Claim Deed, Transfer · Conventional Mortgage OMNI COMMUNITY CU
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2000 · Amount on File
Deed Sale	Nov 30, 2000 · Amount on File
Prior Sale	May 15, 1996
Deed Book / Page	962 / 101
Last Transfer Date	Aug 17, 2023
Transfer Doc	2023006373
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 20, 2026
Property Address	52121 KERN DR, THREE RIVERS, MI 49093-8921
Document Number	2026002073
Map Reference	LB 5 PG 39
Instrument Date	Mar 9, 2026
Instrument	2026002073
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52121 KERN DR, THREE RIVERS, MI 49093-8921

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	52121 KERN DR, THREE RIVERS, MI 49093-8921

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 6, 2023
Property Address	52121 KERN DR, THREE RIVERS, MI 49093-8921
Document Number	2023006373
Map Reference	LB 5 PG 39
Instrument Date	Aug 17, 2023
Instrument	2023006373
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52121 KERN DR, THREE RIVERS, MI 49093-8921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52121 KERN DR, THREE RIVERS, MI 49093-8921

Mortgage

Document Number	2023006374
Date	Sep 6, 2023
Instrument	2023006374

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	52121 KERN DR, THREE RIVERS, MI 49093-8921
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52121 KERN DR, THREE RIVERS, MI 49093-8921

Mortgage

Document Number	2021009127
Date	Sep 9, 2021
Instrument	2021009127

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	52121 KERN DR, THREE RIVERS, MI 49093-8921
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52121 KERN DR, THREE RIVERS, MI 49093-8921

Mortgage

Document Number	2021008473
Date	Aug 24, 2021
Instrument	2021008473

Lender

Name	HORIZON BANK
Type	Bank
Address	PORT JEFFERSON, OH 45360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 52121 Kern Dr was $2,030 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Flowerfield Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,200 (+3.7%) Land $11,500 Building $125,700	$274,400 (+3.7%) Land $23,000 Building $251,400
2025	$2,030.00 Homeowner's exemption	$132,300 Land $11,500 Building $120,800	$264,600 Land $23,000 Building $241,600
2023		$119,400 Land $2,900 Building $116,500	$238,800 Land $5,800 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52121 Kern Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 52121 Kern Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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