5212 Saunders Rd, Vinton, VA 24179 Property Records

Bedford County property record for 5212 Saunders Rd, Vinton, VA 24179

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 2001
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Tax Bill	$896 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`159 A 47A`

Property Details

APN / Parcel Number

Primary APN	`159 A 47A`
Alternative APNs	`90503405` `378270`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Porch	Porch
Porch Area	180 sqft
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	5212 SAUNDERS RD
City	VINTON
State	VA
Zip	24179-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 47B PB 52/137
Legal Subdivision	TRACT
Legal Tract	47
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	30603

Owner

5212 Saunders Rd is owned and occupied by two individuals who acquired it in July 2010.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5212 SAUNDERS RD, VINTON, VA 24179-5252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Jan 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 16, 2010
Transfer Doc	0000006620
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Aug 4, 2026
Property Address	5212 SAUNDERS RD, VINTON, VA 24179-5252
Document Number	0000007255
Instrument Date	Jul 30, 2026
Instrument	20267255
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 SAUNDERS RD, VINTON, VA 24179-5252

Mortgage

Document Number	0000007255,
Date	Aug 4, 2026
Instrument	20267255

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	5212 SAUNDERS RD, VINTON, VA 24179-5252
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000817
Date	Jan 30, 2018
Instrument	180000817

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	5212 SAUNDERS RD, VINTON, VA 24179-5252
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003310
Date	Mar 22, 2022
Instrument	220003310

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5212 Saunders Rd was $896.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$896.00	$218,700 Land $45,900 Building $172,800
2023	$896.00 Additional exemption filed	$109,350	$218,700 Land $45,900 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5212 Saunders Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5212 Saunders Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 59% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

Cell Coverage

5G (outdoors only) and 4G LTE

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