5212 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5212 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1974
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Nov 2020)
Tax Bill	$810 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C56-000-594-9467-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-594-9467-4`
Alternative APN	`15-3N-24-0000-0032-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	2,124 sqft
1st Floor Area	1,032 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	24,829 sqft (0.569 acres)
Lot Width	315 ft Width
Garage Type	Finished
Garage Area	528 sqft
Porch	Open Porch
Porch Area	202 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5212 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR SW 1/4 OF SE 1/4 N 315 FT SELY 265 FT ALONG RIVER RD TO SEC LINE W ALONG SEC LINE 155 FT TO BEG 756-472
Legal Range	24
Legal Township	03N
Legal Section	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2013
Census Tract	20101

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5212 OLD RIVER RD, BAKER, FL 32531-9499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Apr 1, 2004 · Amount on Record
Deed Document Number	3409479
Deed Book / Page	3507 / 1313
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5212 OLD RIVER RD, BAKER, FL 32531-9499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033364426
Date	Feb 9, 2018
Book Page	3336/4426
Instrument	3187780

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5212 OLD RIVER RD, BAKER, FL 32531-9499
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 OLD RIVER RD, BAKER, FL 32531-9499

Mortgage

Document Number	0034742865
Date	Jul 9, 2020
Book Page	3474/2865
Instrument	3372085

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 23, 2020
Property Address	5212 OLD RIVER RD, BAKER, FL 32531-9499
Document Number	0035071313
Book / Page	3507 / 1313
Instrument Date	Nov 12, 2020
Instrument	3409479
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 E ESPLANADE AVE, 325, LOUISVILLE, KY 40214-2836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 OLD RIVER RD, BAKER, FL 32531-9499

Mortgage

Document Number	0035071315
Date	Nov 23, 2020
Instrument	3507/1315

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00 (+8.29%) Homeowner's exemption	$108,357 (+5.99%)	$146,022 (+7.05%) Land $9,409 Building $136,613
2023	$748.00 (+3.31%) Homeowner's exemption	$102,236 (+3%)	$136,400 (+8.4%) Land $7,994 Building $128,406
2022	$724.00 Homeowner's exemption	$99,258	$125,831 Land $7,471 Building $118,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

5212 Old River Rd, Baker, FL 32531 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Old River Rd

Nearby Streets

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