5212 Jay Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 5212 Jay Rd, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1969
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06117200001100`

Property Details

APN / Parcel Number

Primary APN	`06117200001100`
Alternative APN	`61-06-117-200-0011-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	213,444 sqft (4.9 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5212 JAY RD
City	WHITEHALL
State	MI
Zip	49461-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 17 T11N R17W A STRIP OF LAND 165 FT OFF S SIDE OF NW 1/4 OF NE 1/4
Legal Range	17W
Legal Township	11N
Legal Section	17
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	1
Census Block	1014
Census Tract	3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5212 JAY RD, WHITEHALL, MI 49461-9624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 9, 2026	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Aug 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026
Deed Sale	Jan 9, 2026
Prior Sale	Jul 15, 2010 · Amount on Record
Deed Document Number	20265871393
Deed Book / Page	4405 / 867
Prior Transfer Date	Dec 17, 2025
Prior Transfer Doc	004405/867
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	5212 JAY RD, WHITEHALL, MI 49461-9624
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 JAY RD, WHITEHALL, MI 49461-9624

Mortgage

Document Number	004270/586
Date	Aug 9, 2021
Book Page	4270/586
Instrument	5736239

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Jan 9, 2026
Property Address	5212 JAY RD, WHITEHALL, MI 49461-9624
Document Number	004405/867
Book / Page	4405 / 867
Instrument Date	Dec 17, 2025
Instrument	5871393
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5212 JAY RD, WHITEHALL, MI 49461-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 JAY RD, WHITEHALL, MI 49461-9624

Mortgage

Document Number	0004405869
Date	Jan 9, 2026
Instrument	4405/869

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Aug 23, 2022
Property Address	5212 JAY RD, WHITEHALL, MI 49461-9624
Document Number	004308/646
Book / Page	4308 / 646
Instrument Date	Aug 16, 2022
Instrument	5774261
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5212 JAY RD, 5212, WHITEHALL, MI 49461-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 JAY RD, WHITEHALL, MI 49461-9624

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,800 (+7.12%)	$249,600 (+7.12%)
2025	$1,773.00 (-4.11%) Homeowner's exemption	$116,500	$233,000
2024	$1,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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