5211 Covered Bridge Rd, Gladys, VA 24554 Property Records

Campbell County property record for 5211 Covered Bridge Rd, Gladys, VA 24554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,881 sqft · built 2004
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$957 (2026)
Deeds & Mortgages	Nov 2017 Refinance Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`087E-01000-002-B`

Property Details

APN / Parcel Number

Primary APN	`087E-01000-002-B`
Alternative APNs	`800042237` `87E-1-2B`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
Basement Area	266 sqft
Finished Basement	266 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	800042237
Street Address	5211 COVERED BRIDGE RD
City	GLADYS
State	VA
Zip	24554-2194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SWAN CREEK - LOT 2B, BK A
Legal Subdivision	SWAN CREEK SD
Legal Lot Number	2B
Jurisdiction	CAMPBELL VA
Township / Civil Division	BROOKNEAL
Census Block Group	1
Census Block	1085
Census Tract	20800

Owner

5211 Covered Bridge Rd is owned and occupied by two individuals who bought it in April 2026.

Source: Campbell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF THE JAMES INC
Sep 13, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Jul 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK MORTGAGE CO IN
May 30, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Mar 8, 2011	Deed of Trust, Mortgage · Line of Credit BANK OF THE JAMES
Apr 6, 2026	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Aug 2, 2023	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Aug 2, 2023 · Amount on File
Deed Document Number	20261578
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0170005618
Date	Nov 3, 2017
Instrument	170005618

Lender

Name	BANK OF THE JAMES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210006821
Date	Sep 13, 2021
Instrument	210006821

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00900/4878
Date	Jul 29, 2009
Book Page	900/4878

Lender

Name	FIRST BANK MORTGAGE CO IN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2039

Interest

Rate Type	Fixed Rate

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00600/3964
Date	May 30, 2006
Book Page	600/3964

Lender

Name	CITIFINANCIAL INC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 2, 2036

Interest

Rate Type	Fixed Rate

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL VA
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01100/1187
Date	Mar 8, 2011
Book Page	1100/1187

Lender

Name	BANK OF THE JAMES

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL VA
Recording Date	Apr 6, 2026
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Document Number	0000001578
Instrument Date	Mar 24, 2026
Instrument	20261578
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194

Mortgage

Document Number	0000001579,
Date	Apr 6, 2026
Instrument	20261579

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2051

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0000001580,
Date	Apr 6, 2026
Instrument	20261580

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Apr 1, 2036

Interest

Rate	6.01%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL VA
Recording Date	Aug 2, 2023
Property Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194
Document Number	0230003613
Instrument Date	Aug 1, 2023
Instrument	230003613
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, PIKE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 COVERED BRIDGE RD, GLADYS, VA 24554-2194

Mortgage

Document Number	0230003614
Date	Aug 2, 2023
Instrument	230003614

Lender

Name	PRIMELENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5211 Covered Bridge Rd was $957.

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Campbell County
Unified School District	Campbell County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$957.00	$212,700 (-) Land $28,000 Building $184,700	$212,700 Land $28,000 Building $184,700
2025	$957.00	$212,700 Land $28,000 Building $184,700
2023	$957.00	$212,700 Land $28,000 Building $184,700	$212,700 Land $28,000 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5211 Covered Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5211 Covered Bridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed Fixed Wireless	10 / 1

Cell Coverage

No cell data coverage reported

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