5211 Chumuckla Hwy, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5211 Chumuckla Hwy, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,681 sqft · built 1996
Lot Size	0.321 acres (14,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Apr 2019)
Tax Bill	$1,730 (2024)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-1N-29-0000-00217-0000`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-0000-00217-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,681 sqft Heated Area
Gross Area	2,362 sqft
1st Floor Area	2,106 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	14,026 sqft (0.321 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	051N290000002170000
Street Address	5211 CHUMUCKLA HWY
City	PACE
State	FL
Zip	32571-6809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM NE COR OF SECTION 5, TOWNSHIP 1 NORTH, RANGE 29 WEST, TH S 1* W 2583.77 F T TO SE COR OF SE4 OF NE4 TH N 88* W 71.83 FT
Legal Range	29W
Legal Township	01N
Legal Section	05
Legal Subdivision	DEER CRK
Legal Lot Number	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2017
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5211 CHUMUCKLA HWY, PACE, FL 32571-6809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Jan 10, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2020	Deed of Trust, Mortgage PRIVATE INDIVIDUAL
Apr 1, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Apr 18, 1996 · Amount on Record
Deed Document Number	201912534
Deed Book / Page	3815 / 1243
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 2, 2026
Property Address	5211 CHUMUCKLA HWY, MILTON, FL 32571-6809
Document Number	0000049707
Book / Page	4794 / 2015
Instrument Date	Sep 28, 2026
Instrument	202649707
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 CHUMUCKLA HWY, MILTON, FL 32571-6809

Mortgage

Document Number	0000049707,
Date	Oct 2, 2026
Book Page	4794/2015
Instrument	202649707

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 16, 2031

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5211 CHUMUCKLA HWY, PACE, FL 32571-6809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035891975
Date	Jan 10, 2017
Book Page	3589/1975
Instrument	201701035

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2046

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5211 CHUMUCKLA HWY, PACE, FL 32571-6809
Document Number	0039672004
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5211 CHUMUCKLA HWY PACE FL 325716809, PACE, FL 32571-6809

Mortgage

Document Number	0039672004
Date	Jun 25, 2020
Book Page	003967/002004
Instrument	31073

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PENSACOLA, FL 32501-3903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 1, 2019
Property Address	5211 CHUMUCKLA HWY, PACE, FL 32571-6809
Document Number	0038151243
Book / Page	003815 / 001243
Instrument Date	Mar 29, 2019
Instrument	12534
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5211 CHUMUCKLA HWY PACE FL 325716809, PACE, FL 32571-6809

Mortgage

Document Number	38151246
Date	Apr 1, 2019
Book Page	003815/001246
Instrument	12535

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,730.00 (+6.59%) Homeowner's exemption	$168,760 (+3.15%)	$223,474 (+6.26%) Land $40,000 Building $183,474
2023	$1,623.00 (+2.98%) Homeowner's exemption	$163,602 (+3%)	$210,312 (+2.61%) Land $29,000 Building $181,312
2022	$1,576.00 Homeowner's exemption	$158,837	$204,964 Land $25,000 Building $179,964

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000

May also be available: Verizon.

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