5211 Bowspirit Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5211 Bowspirit Way, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2026)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
APN	`29-25-31-0945-0001-1900`

Property Details

APN / Parcel Number

Primary APN	`29-25-31-0945-0001-1900`
Alternative APN	`253129094500011900`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	5211 BOWSPIRIT WAY
City	SAINT CLOUD
State	FL
Zip	34771-6911
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 190
Legal Subdivision	WATERS AT CENTER LAKE RANCH PHASE 1B
Legal Lot Number	190
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3013
Census Tract	43700

Owner

5211 Bowspirit Way, vacant land, is owned and occupied by two individuals who bought it in June 2026.

Source: Osceola County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5211 BOWSPIRIT WAY, SAINT CLOUD, FL 34771-6911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Deed Document Number	202684683
Deed Book / Page	6995 / 655
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2026
Property Address	5211 BOWSPIRIT WAY, SAINT CLOUD, FL 34771-6911
Document Number	0000084683
Book / Page	6995 / 655
Instrument Date	Jun 26, 2026
Instrument	202684683
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 BOWSPIRIT WAY, SAINT CLOUD, FL 34771-6911
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084684,
Date	Jun 29, 2026
Instrument	202684684

Lender

Name	TAYLOR MORRISON HOME FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5211 Bowspirit Way was $2,111.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,111.00	$66,000 Land $66,000	$66,000 Land $66,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

70 flood insurance policies are in force near 5211 Bowspirit Way.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.