521 Willow St, Josephine (Caddo Mills), TX 75135 Property Records

Hunt County property record for 521 Willow St, Josephine, TX 75135

Property Summary

Property Type	Single Family Home
Details	1,310 sqft · built 2024
Lot Size	0.157 acres (6,882 sqft)
Owner	Individual Name on File
Tax Bill	$676 (2024)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4725-000F-0520-80`

Property Details

APN / Parcel Number

Primary APN	`4725-000F-0520-80`
Alternative APN	`R245039`

Interior

Stories	1 Story
Building Area	1,310 sqft Living Area
1st Floor Area	1,310 sqft

Exterior

Year Built	Built 2024
Lot Area	6,882 sqft (0.157 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Account Number	R245039
Street Address	521 WILLOW ST
City	JOSEPHINE
State	TX
Zip	75135-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4725 RIVERFIELD PH 2 BLK F LOT 52 ACRES .158
Legal Subdivision	RIVERFIELD PH 2
Legal Block	F
Legal Lot Number	52
Jurisdiction	HUNT TX
Township / Civil Division	CADDO MILLS
Census Block Group	3
Census Block	3044
Census Tract	961402

Owner

521 Willow St is owned and occupied by an individual who acquired it in April 2025.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	521 WILLOW ST, JOSEPHINE, TX 75135-1166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025
Deed Sale	Apr 15, 2025
Deed Document Number	2025-06502
Record Updated	Jun 8, 2026

April 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Apr 15, 2025
Property Address	521 WILLOW ST, JOSEPHINE, TX 75135-1166
Document Number	0000006502
Map Reference	DOC 2023-14207
Instrument Date	Apr 14, 2025
Instrument	2025-06502
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WILLOW ST, JOSEPHINE, TX 75135-1166

Mortgage

Document Number	0000006503
Date	Apr 15, 2025
Instrument	2025-06503

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Community Independent School District (PK - 12)

Flood

FEMA maps place 521 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Willow St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPHINE serves 9,800 people · EPA ID TX0430036
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
Nextlink Fixed Wireless	100 / 20