Montague County property record for 521 Willow St, Bowie, TX 76230
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 1,364 sqft · built 2024 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Aug 2026) |
| Tax Bill | $3,454 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000026760 |
| Primary APN | R000026760 |
|---|---|
| Alternative APN |
|
| Building Area | 1,364 sqft Total Area |
|---|
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 436,471 sqft (10 acres) |
| Account Number | 32450.0000.0026.0000 |
|---|---|
| Street Address | 521 WILLOW ST |
| City | BOWIE |
| State | TX |
| Zip | 76230 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | ACRES: 10.020 TR 26 THE RANCHES AT ELM FORK SD (50% COMPLETE FOR 2025) |
| Legal Subdivision | THE RANCHES AT ELM FORK |
| Legal Tract | 26 |
| Jurisdiction | MONTAGUE TX |
| Township / Civil Division | ST. JO |
| Census Block Group | 1 |
| Census Block | 1145 |
| Census Tract | 950100 |
521 Willow St, an agricultural property, is owned by an individual who bought it in August 2026.
Source: Montague County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 WILLOW CT, SAINT JO, TX 76265-2272 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Aug 4, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Dec 12, 2022 |
| Deed Document Number | 20263124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Aug 19, 2026 |
| Property Address | 521 WILLOW ST, BOWIE, TX 76230 |
| Document Number | 0000003434 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20263434 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003434, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20263434 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTAGUE TX |
| Recording Date | Aug 4, 2026 |
| Property Address | 521 WILLOW ST, BOWIE, TX 76230 |
| Document Number | 0000003124 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20263124 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003123, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 20263123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 521 Willow St was $3,454, up 431.4% from the year before.
Source: Montague County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montague County |
| Unified School District | Saint Jo Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,454.00 (+431.38%) | $224,790 (+71.54%) Land $19,550 Building $205,240 | $385,600 (+32.11%) Land $180,360 Building $205,240 |
| 2025 | $650.00 Additional exemption filed | $131,040 Land $180,360 Building $111,510 | $291,870 Land $180,360 Building $111,510 |
| 2023 | $1,610 Land $142,790 | $142,790 Land $142,790 | |
| 2022 | $8.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 521 Willow St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 10 (1993–2025) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Willow St is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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