521 Williams Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 521 Williams Rd, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 2005
Owner	Company Name on Record
Last Sale	$215,000 (Jan 2024)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058-20-37-006.00`

Property Details

APN / Parcel Number

Primary APN	`058-20-37-006.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,507 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Brick/Stone
Foundation Type	Block
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	521 WILLIAMS RD
City	NICHOLASVILLE
State	KY
Zip	40356-1988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6D
Legal Subdivision	G N MILES
Legal Block	D
Legal Lot Number	6
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	1
Census Block	1015
Census Tract	60502

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 FRIESIAN CT, WILMORE, KY 40390-8806
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LEXINGTON INC
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 24, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK
Sep 9, 2019	Grant Deed, Transfer BLUEGRASS LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2024 · Amount on Record
Deed Sale	Jan 3, 2024 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	482244
Deed Book / Page	D867 / 774
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	521 WILLIAMS RD, NICHOLASVILLE, KY 40356-1988
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 KANNAPOLIS PL, LEXINGTON, KY 40513-1243

Mortgage

Document Number	0000487177
Date	Feb 29, 2024
Book Page	M1565/291
Instrument	487177

Lender

Name	BANK OF LEXINGTON INC
Type	Bank
Address	761 CORPORATE DR, LEXINGTON, KY 40503

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 21, 2034

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	521 WILLIAMS RD, NICHOLASVILLE, KY 40356-1988
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000398554
Date	Mar 2, 2021
Book Page	M1446/634
Instrument	398554

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	521 WILLIAMS RD, NICHOLASVILLE, KY 40356-1988
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376057
Date	May 24, 2019
Book Page	M1363/470
Instrument	376057

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 17, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JESSAMINE KY
Recording Date	Sep 9, 2019
Property Address	521 WILLIAMS RD, NICHOLASVILLE, KY 40356-1988
Document Number	0000379463
Book / Page	000797 / 000407
Instrument Date	Sep 3, 2019
Instrument	379463
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 WILLIAMS RD NICHOLASVILLE KY 403561988, NICHOLASVILLE, KY 40356-1988

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Nicholasville City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00 (+4.26%)	$215,000 (+5.76%) Land $30,000 Building $185,000	$215,000 (+5.76%) Land $30,000 Building $185,000
2023	$2,159.00 (+12.68%)	$203,300 (+12.94%) Land $29,300 Building $174,000	$203,300 (+12.94%) Land $29,300 Building $174,000
2022	$1,916.00	$180,000 Land $26,000 Building $154,000	$180,000 Land $26,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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