Ventura County property record for 521 Whalen Way, Oxnard, CA 93036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,881 sqft · built 2016 |
| Lot Size | 0.108 acres (4,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $498,500 (Feb 2016) |
| Tax Bill | $12,620 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 133-0-254-025 |
| Primary APN | 133-0-254-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,881 sqft Living Area |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 891 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 4,689 sqft (0.108 acres) |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 118 sqft |
| Street Address | 521 WHALEN WAY |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93036-5498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT: 564403 LOT: 198 REF: 160MR 28 |
| Legal Subdivision | 5644-3A |
| Legal Tract | 564403 |
| Legal Block | 254 |
| Legal Lot Number | 198 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 5004 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 WHALEN WAY, OXNARD, CA 93036-5498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Wife and Wife |
| Date | Document |
|---|---|
| Jul 1, 2026 | Gift Deed, Transfer · Line of Credit CALIFORNIA COAST CREDIT UNION |
| Apr 27, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 11, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2016 · Amount on Record |
| Deed Sale | Feb 24, 2016 · Amount on Record |
| Prior Sale | Aug 12, 2014 · Amount on Record |
| Deed Document Number | 201623129 |
| Last Transfer Date | Jun 23, 2026 |
| Transfer Doc | 0000048596 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Jul 1, 2026 |
| Property Address | 521 WHALEN WAY, OXNARD, CA 93036-5498 |
| Document Number | 0000048596 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202648596 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 WHALEN WAY, OXNARD, CA 93036-5498 |
| Document Number | 0000052267, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202652267 |
| Name | CALIFORNIA COAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 28, 2051 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 521 WHALEN WAY, OXNARD, CA 93036-5498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | FIRST AMER TTL SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000056579 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 20200427-00056579 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CLEVELAND, OH 44144 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 521 WHALEN WAY, OXNARD, CA 93036-5498 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 521 WHALEN WAY, OXNARD, CA 93036-5498 |
| Document Number | 0000005247 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 20210111-00005247 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Elementary School District | Rio Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $601,452 (+2%) Land $391,219 Building $210,233 | |
| 2025 | $12,620.00 (+1.25%) | $589,659 (+4.04%) Land $383,548 Building $206,111 |
| 2024 | $12,464.00 (+6.85%) | |
| 2023 | $11,665.00 (+3.18%) | $566,763 Land $368,655 Building $198,108 |
| 2022 | $11,306.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 4,000 / 4,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures