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521 Walnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 521 Walnut St, Saugus, MA 01906

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,763 sqft · built 1920
Lot Size0.244 acres (10,624 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jan 2002)
Tax Bill$6,030 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNSAUG M:011-G B:0010 L:0007

Property Details

APN / Parcel Number

Primary APNSAUG M:011-G B:0010 L:0007
Alternative APNs
  • M:011=G B:0010 L:0007
  • 657022

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,763 sqft Living Area
Gross Area3,114 sqft
1st Floor Area113 sqft
Basement Area882 sqft
Unfinished Basement882 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area10,624 sqft (0.244 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number657022
Street Address521 WALNUT ST
CitySAUGUS
StateMA
Zip01906-1441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal Block10
Legal Lot Number7
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2000
Census Tract208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:011-G B:0010 L:0007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 WALNUT ST, SAUGUS, MA 01906-1441
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Deed of Trust, Mortgage · Line of Credit
NEW ENGLAND TEAMSTERS FCU
Jun 01, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2002 · Amount on Record
Deed SaleJan 07, 2002 · Amount on Record
Deed Book / Page18154 / 430
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address521 WALNUT ST, SAUGUS, MA 01906-1441
Transaction TypeMortgage
Record UpdatedJun 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040977-70
DateJun 03, 2022
Book Page40977/70
Instrument20220603000020
Lender
NameNEW ENGLAND TEAMSTERS FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 01, 2042
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address521 WALNUT ST, SAUGUS, MA 01906-1441
Document Number36813-581
Instrument DateJun 01, 2018
Transaction TypeMortgage
Record UpdatedJul 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 WALNUT ST SAUGUS MA 019061441, SAUGUS, MA 01906-1441

Mortgage

Document Number36813-581
DateJun 26, 2018
Book Page036813/000581
Instrument180626970
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 25, 2038

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,030.00 (+6.12%)$564,600 (+5.83%) Land $299,100 Building $265,500$519,460
2024$5,682.00 (+0.96%)$533,500 (+6.74%) Land $271,900 Building $261,600
2023$5,628.00$499,800 Land $244,700 Building $255,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2010–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2024 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 423 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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