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521 Walnut St, Cold Spring, MN 56320 Property Records

Stearns County property record for 521 Walnut St, Cold Spring, MN 56320 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1999
Square Footage1,116 sqft Living Area
Lot Size10,710 sqft (0.246 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2026)
Tax Bill$3,230.00 (2026)

Property Details

APN / Parcel Number

Primary APN76-41741-0041

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area1,116 sqft Living Area
Gross Area1,618 sqft Gross Area
1st Floor528 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1999
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,710 sqft (0.246 acres)
Depth X Width126 ft x 85 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area1,584 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address521 WALNUT ST
CityCOLD SPRING
StateMN
Zip56320-1000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLK 002 COUNTRY SIDE ADDITION PLAT 4 SECTION 17 TOWNSHIP 123 RANGE 029 SECTION 17 TOWNSHIP 123 RANGE 029
Legal Range29W
Legal Township123
Legal Section17
Legal SubdivisionCOUNTRY SIDE ADDITION PLAT 4
Legal Block2
Legal Lot Number4
JurisdictionSTEARNS MN
Minor Civil DivisionROCKVILLE
Census Blockgroup2
Census Block2050
Census Tract11306

Owner

Source: Stearns County records · APN 76-41741-0041

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 WALNUT ST, COLD SPRING, MN 56320-1000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleDec 01, 2005 · Amount on Record
Deed Doc Number20261714013
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMay 29, 2026
Property Address521 WALNUT ST, COLD SPRING, MN 56320-1000
Document Number0001714013
Instrument DateMay 27, 2026
Instrument20261714013
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyKEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$101,656.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 WALNUT ST, COLD SPRING, MN 56320-1000

Mortgage

Document Number0001714014,
DateMay 29, 2026
Instrument20261714014
Lender
NameHOMEOWNERS FINANCIAL GROUP USA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalityRockville City
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,230.00 (+18.58%)
2025$300,700 (+1.45%) Land $42,400 Building $258,300$300,700 (+1.45%) Land $42,400 Building $258,300
2023$2,724.00$296,400 Land $42,400 Building $254,000$296,400 Land $42,400 Building $254,000

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