521 Walnut Point Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 521 Walnut Point Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,368 sqft · built 1987
Lot Size0.364 acres (15,888 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Aug 2021)
Tax Bill$4,573 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN227-033-52

Property Details

APN / Parcel Number

Primary APN227-033-52

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,368 sqft Heated Area
Gross Area3,121 sqft
1st Floor Area1,314 sqft
Upper Floors Area1,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,888 sqft (0.364 acres)
Garage Area729 sqft

Exterior Amenities

PorchPorch
Porch Area24 sqft
Deck Area440 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number227-033-52
Street Address521 WALNUT POINT DR
CityMATTHEWS
StateNC
Zip28105-1559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionL21 B2 M22-1
Legal SubdivisionSARDIS PLANTATION PH 01
Legal Block2
Legal Lot Number21
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group2
Census Block2001
Census Tract5833

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address521 WALNUT POINT DR, MATTHEWS, NC 28105-1559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleJun 16, 2005 · Amount on Record
Deed Document Number0036433396
Deed Book / Page36433 / 396
Record UpdatedJun 7, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 20, 2021
Property Address521 WALNUT POINT DR, MATTHEWS, NC 28105-1559
Document Number0000160601
Book / Page36433 / 396
Map ReferenceMB 22 PG 1
Instrument DateAug 20, 2021
Instrument2021160601
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 HEATHERWOOD DR, MONROE, NC 28112-9369

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 WALNUT POINT DR, MATTHEWS, NC 28105-1559

Mortgage

Document Number0000160602
DateAug 20, 2021
Instrument2021160602
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address521 WALNUT POINT DR, MATTHEWS, NC 28105-1559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131421
DateOct 17, 2018
Book Page33051/926
Instrument2018131421
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20

May also be available: T-Mobile, Verizon.

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