521 W Sandra Ter, Phoenix, AZ 85023 Property Records

Maricopa County property record for 521 W Sandra Ter, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,395 sqft · built 1986
Lot Size	0.139 acres (6,069 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (May 1999)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Apr 2024 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`208-34-162`

Property Details

APN / Parcel Number

Primary APN	`208-34-162`
Alternative APN	`208341621`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,069 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	521 W SANDRA TER
City	PHOENIX
State	AZ
Zip	85023-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	TURTLE CREEK MCR 249-12
Legal Range	3E
Legal Township	3N
Legal Section	5
Legal Subdivision	TURTLE CREEK
Legal Lot Number	162
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	103604

Owner

521 W Sandra Ter is owned and occupied by an individual who acquired it in March 2024.

Source: Maricopa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	521 W SANDRA TER, PHOENIX, AZ 85023-7408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Beneficiary Deed, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage VANTAGE WEST CU
May 15, 2017	Deed of Trust, Mortgage · Conventional with PMI VANTAGE W CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 1999 · Amount on File
Deed Sale	May 26, 1999 · Amount on File
Deed Document Number	1999501829
Last Transfer Date	Mar 30, 2024
Transfer Doc	0000192112
Record Updated	Oct 29, 2026

April 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2024
Property Address	521 W SANDRA TER, PHOENIX, AZ 85023-7408
Document Number	0000192112
Map Reference	MB 249 PG 12
Instrument Date	Mar 30, 2024
Instrument	20240192112
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 W SANDRA TER, PHOENIX, AZ 85023-7408

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	521 W SANDRA TER, PHOENIX, AZ 85023-7408
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W SANDRA TER, PHOENIX, AZ 85023-7408

Mortgage

Document Number	0000929796
Date	Sep 30, 2020
Instrument	20200929796

Lender

Name	VANTAGE WEST CU
Type	Credit Union
Address	TUCSON, AZ 85712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	521 W SANDRA TER, PHOENIX, AZ 85023-7408
Document Number	0000365523
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2017
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W SANDRA TER PHOENIX AZ 850237408, PHOENIX, AZ 85023-7408

Mortgage

Document Number	0000365523
Date	May 19, 2017
Instrument	365523

Lender

Name	VANTAGE W CU
Type	Credit Union
Address	TUCSON, AZ 85712

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 521 W Sandra Ter was $2,153.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,150 (+81.92%)	$351,500 (+0.37%) Land $70,300 Building $281,200
2025	$2,153.00	$19,322 (-47.42%)	$350,200 (-4.71%) Land $70,000 Building $280,200
2024		$36,750	$367,500 Land $73,500 Building $294,000
2023	$2,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 W Sandra Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 W Sandra Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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