521 W Prospect St, Cameron, MO 64429 Property Records

Clinton County property record for 521 W Prospect St, Cameron, MO 64429

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,576 sqft · built 1903
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$329 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01 05.1 22 004 001 006.000`

Property Details

APN / Parcel Number

Primary APN	`01 05.1 22 004 001 006.000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Units	90 Units
Stories	1 Story
Building Area	1,576 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	521 W PROSPECT ST
City	CAMERON
State	MO
Zip	64429-2077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SOUTH CAMERON ADDITION
Legal Range	30W
Legal Township	57N
Legal Section	22
Legal Subdivision	SOUTH CAMERON ADDITION
Legal Lot Number	6
Jurisdiction	CLINTON MO
Township / Civil Division	SHOAL
Census Block Group	1
Census Block	1034
Census Tract	960100

Owner

Source: Clinton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 W PROSPECT ST, CAMERON, MO 64429-2077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2005
Deed Sale	Feb 1, 2005
Deed Document Number	2005883
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MO
Property Address	521 W PROSPECT ST, CAMERON, MO 64429-2077
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W PROSPECT ST, CAMERON, MO 64429-2077

Mortgage

Document Number	0202600745
Date	Mar 16, 2026
Instrument	202600745

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 16, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Mar 16, 2032
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clinton County
Municipality	Cameron City
Unified School District	Cameron R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$329.00	$5,109 (+11.99%) Land $1,170 Building $3,939	$26,890 (+11.98%) Land $6,160 Building $20,730
2023	$298.00 (+7.58%)	$4,562 (+7.52%) Land $1,045 Building $3,517	$24,013 (+7.54%) Land $5,500 Building $18,513
2022	$277.00	$4,243 Land $1,045 Building $3,198
2021			$22,330 Land $5,500 Building $16,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMERON PWS serves 11,963 people · EPA ID MO1010131
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
United Fiber Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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