521 W Locust Dr, Chandler, AZ 85248 Property Records

Maricopa County property record for 521 W Locust Dr, Chandler, AZ 85248

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,497 sqft · built 2000
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (May 2023)
Tax Bill	$3,049 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`303-40-695`

Property Details

APN / Parcel Number

Primary APN	`303-40-695`
Alternative APN	`303406952`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,497 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	2,497 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,050 sqft (0.185 acres)
Parking Spaces	3 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	521 W LOCUST DR
City	CHANDLER
State	AZ
Zip	85248-4469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	FOX CROSSING UNIT 6 MCR 460-36
Legal Range	5E
Legal Township	2S
Legal Section	16
Legal Subdivision	FOX CROSSING UNIT 6
Legal Lot Number	49
Legal Unit	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	4
Census Block	4013
Census Tract	812700

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Nov 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 28, 2019	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	2023223236
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	0001119261
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2023
Property Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469
Document Number	0000223236
Map Reference	MB 460 PG 36
Instrument Date	Apr 25, 2023
Instrument	20230223236
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469

Mortgage

Document Number	0000223237
Date	May 1, 2023
Instrument	20230223237

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 16, 2020
Property Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469
Document Number	0001119261
Map Reference	MB 460 PG 36
Instrument Date	Nov 10, 2020
Instrument	20201119261
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469
Investor	Possibly a Property Investor

Mortgage

Document Number	0001119262
Date	Nov 16, 2020
Instrument	20201119262

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469
Document Number	0000726479
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	521 W LOCUST DR CHANDLER AZ 852484469, CHANDLER, AZ 85248-4469

Mortgage

Document Number	0000726479
Date	Sep 16, 2019
Instrument	726479

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 28, 2019
Property Address	521 W LOCUST DR, CHANDLER, AZ 85248-4469
Document Number	0000136755
Instrument Date	Nov 30, 2018
Instrument	136755
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	STEWART TITLE, STEWART TITLE & TR/PHOENIX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	521 W LOCUST DR CHANDLER AZ 852484469, CHANDLER, AZ 85248-4469

Mortgage

Document Number	136756
Date	Feb 28, 2019
Instrument	136756

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,080 (+38.56%)	$540,800 (+7.79%) Land $108,100 Building $432,700
2025	$3,049.00 (+3.85%)	$39,030 (-29.08%)	$501,700 (-8.83%) Land $100,300 Building $401,400
2024		$55,030	$550,300 Land $110,000 Building $440,300
2023	$2,936.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile, WeLink Communications.

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