Ventura County property record for 521 W Bard Rd, Oxnard, CA 93033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,252 sqft · built 1959 |
| Lot Size | 0.14 acres (6,097 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Apr 2023) |
| Tax Bill | $8,199 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 205-0-253-185 |
| Primary APN | 205-0-253-185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 6,097 sqft (0.14 acres) |
| Lot Dimensions | 101 ft deep x 60 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Gas |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 W BARD RD |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93033-6305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT: 104200 LOT: 31 REF: 026MR 001 |
| Legal Subdivision | TRACT NO. 1042 |
| Legal Tract | 104200 |
| Legal Block | 253 |
| Legal Lot Number | 31 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 4101 |
Source: Ventura County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 W BARD RD, OXNARD, CA 93033-6305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC |
| Apr 20, 2023 | Grant Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on Record |
| Deed Sale | Apr 20, 2023 · Amount on Record |
| Deed Document Number | 202328113 |
| Prior Transfer Date | Apr 13, 2023 |
| Prior Transfer Doc | 0000028112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 8, 2026 |
| Property Address | 521 W BARD RD, OXNARD, CA 93033-6305 |
| Document Number | 0000025869 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202625869 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 521 W BARD RD, OXNARD, CA 93033-6305 |
| Investor | Possibly a Property Investor |
| Document Number | 0000025869, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 202625869 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Apr 20, 2023 |
| Property Address | 521 W BARD RD, OXNARD, CA 93033-6305 |
| Document Number | 0000028113 |
| Map Reference | MB 26 PG 1 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023000028113 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 521 W BARD RD, OXNARD, CA 93033-6305 |
| Document Number | 0000028114 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023000028114 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Hueneme Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $689,785 (+2%) Land $448,361 Building $241,424 | |
| 2025 | $8,199.00 (+1.74%) | $676,260 (+849.75%) Land $439,569 Building $236,691 |
| 2024 | $8,059.00 (+914.99%) | |
| 2023 | $794.00 (+2.19%) Homeowner's exemption | $71,204 Land $23,717 Building $47,487 |
| 2022 | $777.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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