521 W 4th St, Hermann, MO 65041 Property Records

Gasconade County property record for 521 W 4th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,696 sqft · built 1967
Lot Size	0.537 acres (23,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Jan 2020 Transfer Jun 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-26-4-06-007.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-26-4-06-007.000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Flooring	Torginol
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,400 sqft (0.537 acres)
Lot Dimensions	260 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	521 W 4TH ST
City	HERMANN
State	MO
Zip	65041-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 & E PT 89 W 4TH; LOT 46 & E PT 47 W WHARF; PT VAC ALLEY; ORIGINAL TOWN HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	26
Legal Subdivision	WEST 4TH STREET
Legal Lot Number	87&46
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	2
Census Block	2010
Census Tract	960100

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 W 4TH ST, HERMANN, MO 65041-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Quit Claim Deed, Transfer Quitclaim
Jun 12, 2019	Warranty Deed, Transfer
Jun 12, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 22, 2018	Warranty Deed, Transfer FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019
Deed Sale	Jun 12, 2019
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	20191384
Last Transfer Date	Dec 31, 2019
Transfer Doc	2020200002
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASCONADE MO
Recording Date	Jan 2, 2020
Property Address	521 W 4TH ST, HERMANN, MO 65041-1007
Document Number	2020200002
Instrument Date	Dec 31, 2019
Instrument	202020-0002
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W 4TH ST, HERMANN, MO 65041-1007

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Jun 12, 2019
Property Address	521 W 4TH ST, HERMANN, MO 65041-1007
Document Number	20191384
Instrument Date	Jun 12, 2019
Instrument	2019-1384
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W 4TH ST, HERMANN, MO 65041-1007

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GASCONADE MO
Recording Date	Jun 12, 2019
Property Address	521 W 4TH ST, HERMANN, MO 65041-1007
Document Number	20191383
Instrument Date	Jun 12, 2019
Instrument	2019-1383
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W 4TH ST, HERMANN, MO 65041-1007

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASCONADE MO
Recording Date	Mar 22, 2018
Property Address	521 W 4TH ST, HERMANN, MO 65041-1007
Document Number	20180857
Instrument Date	Mar 22, 2018
Instrument	2018-0857
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W 4TH ST, HERMANN, MO 65041-1007

Mortgage

Document Number	20180858
Date	Mar 22, 2018
Instrument	2018-0858

Lender

Name	FIRST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,500 (-)	$186,840 (-) Land $46,040 Building $140,800
2025	$2,322.00 (+7.2%)	$35,500 (+8.63%)	$186,840 (+8.62%) Land $46,040 Building $140,800
2023	$2,166.00 (+0.19%)	$32,680	$172,010
2022	$2,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	74 (1982–2017)
Claims Outside the SFHA	3 of 74
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 7 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 14 claims Severe Storms & Flooding, Sep 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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