521 W 45th St, Chicago, IL 60609 Property Records

Cook County property record for 521 W 45th St, Chicago, IL 60609 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1885
Square Footage	1,840 sqft Living Area
Lot Size	3,125 sqft (0.072 acres)
Occupancy	Owner Occupied
Last Sale	$67,000 (1995)
Tax Bill	$4,153.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`20-04-322-018`
Alternative APN	`20-04-322-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Building Area	1,840 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1885
Architectural Style	Multifamily Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	3,125 sqft (0.072 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	521 W 45TH ST
City	CHICAGO
State	IL
Zip	60609-3526
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	D W (BAKERS) SUB OF EH OF NH SH SW SEC 04-38-14
Legal Range	14E
Legal Township	38N
Legal Section	04
Legal Subdivision	BAKERS SUB
Legal Block	2
Legal Lot Number	9
Jurisdiction	COOK IL
Minor Civil Division	CHICAGO
Census Blockgroup	1
Census Block	1019
Census Tract	610800

Owner

Source: Cook County records · APN 20-04-322-018

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 W 45TH ST, CHICAGO, IL 60609-3526
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 1995 · Amount on Record
Deed Sale	Nov 03, 1995 · Amount on Record
Deed Doc Number	1995877
Last Transfer Date	Feb 05, 2002
Transfer Doc	0000072384
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	521 W 45TH ST, CHICAGO, IL 60609-3526
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003207007
Date	Feb 01, 2021
Instrument	2103207007

Lender

Name	MARQUETTE BANK
Type	Bank
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Dec 22, 2030

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+21.74%) Land $1,875 Building $26,125	$280,000 (+21.74%) Land $18,750 Building $261,250
2023	$4,153.00 (+3.13%)
2022	$4,027.00 (+1.82%) Homeowner's exemption	$23,000 (-) Land $3,125 Building $19,875	$230,000 (-) Land $31,250 Building $198,750
2021	$3,955.00 Homeowner's exemption	$23,000 Land $3,125 Building $19,875	$230,000 Land $31,250 Building $198,750

Flood & Wildfire

521 W 45th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cook County (17031C), updated February 11, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.