521 W 2nd St, Mankato, MN 56001 Property Records

Blue Earth County property record for 521 W 2nd St, Mankato, MN 56001

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,215 sqft · built 1940
Lot Size0.151 acres (6,578 sqft)
OwnerIndividual Name on File
Last Sale$130,500 (Feb 2020)
Tax Bill$1,398 (2026)
Deeds & MortgagesApr 2023 Transfer
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APNR01.08.13.155.003

Property Details

APN / Parcel Number

Primary APNR01.08.13.155.003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,215 sqft Living Area
Basement Area900 sqft
Finished Basement275 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleA-Frame
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area6,578 sqft (0.151 acres)
Lot Dimensions132 ft deep x 50 ft wide
Garage TypeAttached
Garage Area460 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address521 W 2ND ST
CityMANKATO
StateMN
Zip56001-2006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST MANKATO 013 195 00
Legal Range27
Legal Township108
Legal Section13
Legal SubdivisionWEST MANKATO
Legal Block195
Legal Lot Number13
JurisdictionBLUE EARTH MN
Township / Civil DivisionMANKATO
Census Block Group4
Census Block4002
Census Tract170800

Owner

521 W 2nd St is owned and occupied by an individual who bought it in February 2020.

Source: Blue Earth County records, as of May 12, 2026

Owner of RecordIndividual Name on File
Mailing Address521 W 2ND ST, MANKATO, MN 56001-2006
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Intrafamily Transfer, Transfer
Aug 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Apr 29, 2021Deed of Trust, Mortgage · FHA Mortgage
LOW VA RATES
Feb 21, 2020Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2020 · Amount on File
Deed SaleFeb 21, 2020 · Amount on File
Prior SaleJan 28, 2014 · Amount on File
Deed Document Number2020138302
Record UpdatedJun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLUE EARTH MN
Recording DateApr 4, 2023
Property Address521 W 2ND ST, MANKATO, MN 56001-2006
Document Number000T148859
Instrument DateApr 3, 2023
InstrumentT148859
Transaction TypeTransfer
Record UpdatedApr 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address521 W 2ND ST, MANKATO, MN 56001-2006

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLUE EARTH MN
Property Address521 W 2ND ST, MANKATO, MN 56001-2006
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T133789
DateAug 1, 2018
InstrumentT133789
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 16, 2038
Interest
Rate TypeFixed Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLUE EARTH MN
Property Address521 W 2ND ST, MANKATO, MN 56001-2006
Transaction TypeMortgage
Record UpdatedMay 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T143254
DateApr 29, 2021
InstrumentT143254
Lender
NameLOW VA RATES
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLUE EARTH MN
Recording DateFeb 21, 2020
Property Address521 W 2ND ST, MANKATO, MN 56001-2006
Document Number000T138302
Instrument DateFeb 11, 2020
InstrumentT138302
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.65
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 W 2ND ST, MANKATO, MN 56001-2006

Mortgage

Document Number000T138303
DateFeb 21, 2020
InstrumentT138303
Lender
NameCARRINGTON MORTGAGE SVCS
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 521 W 2nd St was $1,398.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBlue Earth County
MunicipalityMankato City
Unified School DistrictMankato Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,398.00$193,000 (+13.53%) Land $24,300 Building $168,700$193,000 (+13.53%) Land $24,300 Building $168,700
2025$170,000 (-2.3%) Land $24,000 Building $146,000$170,000 (-2.3%) Land $24,000 Building $146,000
2024$1,352.00 (+0.15%) Homeowner's exemption Disabled Person's exemption$174,000 (+4.38%) Land $24,000 Building $150,000$174,000 (+4.38%) Land $24,000 Building $150,000
2023$1,350.00 Homeowner's exemption Disabled Person's exemption$166,700 Land $24,000 Building $142,700$166,700 Land $24,000 Building $142,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 W 2nd St in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1986–2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMankato
serves 42,803 people · EPA ID MN1070009
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20

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