521 W 14th St, Lorain, OH 44052 Property Records

Lorain County property record for 521 W 14th St, Lorain, OH 44052 · Last verified March 2026

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,936 sqft · built 1900
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2025)
Tax Bill	$1,441 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-135-013`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-135-013`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,936 sqft Total Area
1st Floor Area	968 sqft
2nd Floor Area	968 sqft
Attic Area	465 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Two-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	155 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	521 W 14TH ST
City	LORAIN
State	OH
Zip	44052-3529
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CHAMBERLAIN 50 X 154.50
Legal Subdivision	W S STREATOR TRUSTEES SUBDIVISION
Legal Tract	1
Legal Block	135
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3008
Census Tract	97300

Owner

Source: Lorain County records · APN 02-01-003-135-013

Assessment roll updated August 1, 2024 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 88009, CHICAGO, IL 60680-1009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Warranty Deed, Transfer · Commercial Mortgage BPL MORTGAGE LLC
Apr 22, 2024	Limited Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Apr 22, 2024	Limited Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Apr 05, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2025 · Amount on Record
Deed Sale	Oct 06, 2025 · Amount on Record
Prior Sale	Apr 22, 2024 · Amount on Record
Deed Document Number	2025-0070296
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 06, 2025
Property Address	521 W 14TH ST, LORAIN, OH 44052-3529
Document Number	0000070296
Map Reference	VOL 4 PG 29
Instrument Date	Aug 13, 2025
Instrument	2025-0070296
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 88009, CHICAGO, IL 60680-1009

Mortgage

Document Number	0000070297
Date	Oct 06, 2025
Instrument	2025-0070297

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

April 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 22, 2024
Property Address	521 W 14TH ST, LORAIN, OH 44052-3529
Document Number	0000010613
Map Reference	VOL 4 PG 15
Instrument Date	Apr 03, 2024
Instrument	2024-0010613
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1563, SALEM, NH 03079-1141
Investor	Possibly a Property Investor

April 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 22, 2024
Property Address	521 W 14TH ST, LORAIN, OH 44052-3529
Document Number	0000010613
Map Reference	VOL 4 PG 15
Instrument Date	Apr 03, 2024
Instrument	2024-0010613
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1563, SALEM, NH 03079-1141
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 05, 2017
Property Address	521 W 14TH ST, LORAIN, OH 44052-3529
Document Number	0000624793
Instrument Date	Mar 30, 2017
Instrument	624793
Transaction Type	Transfer
Record Updated	Jun 05, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$6,548.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2024 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,441.00 (+18.5%)	$34,112 (+48.14%) Land $1,964 Building $32,148	$97,460 (+48.14%) Land $5,610 Building $91,850
2023	$1,216.00 (-3.95%)	$23,027 (-0.01%) Land $1,747 Building $21,280	$65,790 (-) Land $4,990 Building $60,800
2022	$1,266.00	$23,030 Land $1,750 Building $21,280
2021			$65,790 Land $4,990 Building $60,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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