521 Vernon Ave, Delaware, OH 43015 Property Records

Delaware County property record for 521 Vernon Ave, Delaware, OH 43015

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,232 sqft · built 1998
Lot Size	3.62 acres (157,818 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jul 2025)
Tax Bill	$6,751 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-01-005-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-01-005-000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	6 Units
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	157,818 sqft (3.62 acres)
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	521 VERNON AVE
City	DELAWARE
State	OH
Zip	43015-2085
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT 773 DEEL SUBDIVISION NO 2
Legal Subdivision	DEEL SUBDIVISION
Legal Lot Number	773
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3010
Census Tract	10200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 14, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2020	Warranty Deed, Transfer FIRST OH TITLE INSURANCE BOX, FIRST OH TITLE INS BOX
Jun 24, 2019	Warranty Deed, Transfer · Commercial Mortgage UNITED SAVINGS BANK
Jan 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHRIS ANSPAUGH
Jan 10, 2019	Warranty Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY
Jun 5, 2018	Quit Claim Deed, Transfer OHIO REAL TITLE
Jan 23, 2018	Trustee's Deed, Foreclosure OHIO REAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202515522
Deed Book / Page	2166 / 301
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0000054363
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050894
Date	Dec 16, 2020
Book Page	1804/780
Instrument	202000050894

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 14, 2021
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000054363
Book / Page	1929 / 1389
Map Reference	MB 18 PG 48
Instrument Date	Dec 6, 2021
Instrument	202100054363
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29, SUNBURY, OH 43074-0029

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 7, 2020
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000039584
Book / Page	001778 / 000494
Instrument Date	Sep 21, 2020
Instrument	39584
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	FIRST OH TITLE INSURANCE BOX, FIRST OH TITLE INS BOX

Transaction

Amount	Amount on Record
Tax	$930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29 SUNBURY OH 430740029, SUNBURY, OH 43074-0029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 24, 2019
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000015813
Book / Page	1644 / 1347
Map Reference	MB 18 PG 48
Instrument Date	Jun 12, 2019
Instrument	201900015813
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	521 VERNON AVE, DELAWARE, OH 43015-2085

Mortgage

Document Number	0000015814
Date	Jun 24, 2019
Instrument	201900015814

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000003587
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3982 POWELL RD #159 POWELL OH 430657662, 159, POWELL, OH 43065-7662

Mortgage

Document Number	0000003587
Date	Feb 14, 2019
Book Page	001620/001020
Instrument	3587

Lender

Name	CHRIS ANSPAUGH
Address	8490 PRICE HILLIARDS RD, PLAIN CITY, OH 43064-8871

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 10, 2019
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000000722
Book / Page	001615 / 001167
Instrument Date	Dec 20, 2018
Instrument	722
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$292.50
Additional	Notice of Foreclosure Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3982 POWELL RD #159 POWELL OH 430657662, 159, POWELL, OH 43065-7662

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 5, 2018
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000014419
Book / Page	001574 / 001947
Instrument Date	May 29, 2018
Instrument	14419
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	OHIO REAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	521 VERNON AVE DELAWARE OH 430152085, DELAWARE, OH 43015-2085

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 23, 2018
Property Address	521 VERNON AVE, DELAWARE, OH 43015-2085
Document Number	0000001974
Book / Page	001551 / 002564
Instrument Date	Jan 16, 2018
Instrument	1974
Transaction Type	Foreclosure
Record Updated	Feb 1, 2018
Title Company	OHIO REAL TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14800 LANDMARK BLVD #400 DALLAS TX 752547598, 400, DALLAS, TX 75254-7598

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,751.00 (+5.14%)	$132,720 (-) Land $41,020 Building $91,700	$379,200 (-) Land $117,200 Building $262,000
2024	$6,421.00 (-0.19%)	$132,720 (-) Land $41,020 Building $91,700
2023	$6,433.00	$132,720 Land $41,020 Building $91,700	$379,200 Land $117,200 Building $262,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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