Somerset County and Bridgewater Township property record for 521 Union Ave, Bridgewater, NJ 08807
| Property Type | Single Family Home |
|---|---|
| Details | 1,255 sqft · built 1963 |
| Lot Size | 0.255 acres (11,099 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jul 2005) |
| Tax Bill | $8,713 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Oct 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-00232-0000-00015 |
| Primary APN | 06-00232-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 11,099 sqft (0.255 acres) |
| Lot Dimensions | 100 ft deep x 111 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | S001 |
|---|---|
| Street Address | 521 UNION AVE |
| City | BRIDGEWATER |
| State | NJ |
| Zip | 08807-3145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | LAUREL HOMES |
| Legal Block | 232 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRIDGEWATER |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 51000 |
Source: Somerset County and Bridgewater Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 GALSTON DR, PRINCETON JUNCTION, NJ 08550-3239 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 17, 2018 | Loan Modification, Mortgage · Conventional Mortgage GENISYS CU |
| Jul 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2005 · Amount on Record |
| Deed Sale | Jul 11, 2005 · Amount on Record |
| Prior Sale | May 20, 2002 · Amount on Record |
| Deed Book / Page | 5767 / 2747 |
| Last Transfer Date | Jul 10, 2018 |
| Transfer Doc | 0000025559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 521 UNION AVE, BRIDGEWATER, NJ 08807-3145 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031621 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 7146/0486 |
| Instrument | 2019031621 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 521 UNION AVE, BRIDGEWATER, NJ 08807-3145 |
| Document Number | 0000000533 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 521 UNION AVE BRIDGEWATER NJ 088073145, BRIDGEWATER, NJ 08807-3145 |
| Document Number | 0000000533 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 007092/003897 |
| Instrument | 533 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | PONTIAC, MI 48343 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jul 11, 2018 |
| Property Address | 521 UNION AVE, BRIDGEWATER, NJ 08807-3145 |
| Document Number | 0000025559 |
| Book / Page | 007055 / 002617 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 25559 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 521 UNION AVE BRIDGEWATER NJ 088073145, BRIDGEWATER, NJ 08807-3145 |
Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bridgewater Township |
| Unified School District | Bridgewater-Raritan Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,400 (+9.36%) Land $240,300 Building $249,100 | $489,400 (+9.36%) Land $240,300 Building $249,100 | |
| 2025 | $8,713.00 (+4.89%) | $447,500 (+17.45%) Land $220,300 Building $227,200 | $447,500 (+17.45%) Land $220,300 Building $227,200 |
| 2024 | $8,307.00 (+19.56%) | ||
| 2023 | $381,000 Land $220,300 Building $160,700 | $381,000 Land $220,300 Building $160,700 | |
| 2022 | $6,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 16 (1995–2021) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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