521 Turf Ln, Wheaton, IL 60187 Property Records

DuPage County property record for 521 Turf Ln, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,909 sqft · built 2015
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$880,000 (Aug 2023)
Tax Bill	$18,786 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-206-021`

Property Details

APN / Parcel Number

Primary APN	`05-09-206-021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,909 sqft Living Area
Gross Area	5,626 sqft
Basement Area	1,550 sqft
Finished Basement	1,550 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	13.5 ft deep x 7.5 ft wide
Garage Type	Attached
Garage Area	717 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 TURF LN
City	WHEATON
State	IL
Zip	60187-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	DURABLE CONST HAWTHORNE RANCHLAND ADD
Legal Subdivision	DURABLE CONST HAWTHORNE RANCHLAND ADD
Legal Lot Number	23
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1008
Census Tract	841801

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1971 N FREMONT ST, B, CHICAGO, IL 60614-5083
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	202352212
Prior Transfer Date	Oct 7, 2017
Prior Transfer Doc	0000111260
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	521 TURF LN, WHEATON, IL 60187-3258
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 TURF LN, WHEATON, IL 60187-3258

Mortgage

Document Number	0000016505
Date	Mar 16, 2026
Instrument	R2026-016505

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7%
Index	1-Year T-Bill
Max Rate	10%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 15, 2023
Property Address	521 TURF LN, WHEATON, IL 60187-3258
Document Number	0000052212
Map Reference	DOC 720773
Instrument Date	Aug 4, 2023
Instrument	R2023-052212
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	521 TURF LN, WHEATON, IL 60187-3258

Mortgage

Document Number	0000052213
Date	Aug 15, 2023
Instrument	R2023-052213

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	521 TURF LN, WHEATON, IL 60187-3258
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084058
Date	Aug 4, 2020
Instrument	R2020-084058

Lender

Name	AMERICAN FINANCIAL FUNDING CORP
Type	Mortgage Company
Address	ORLAND PARK, IL 60467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,786.00 (+2.15%)	$318,155 (+8.46%) Land $38,118 Building $280,037	$954,465 (+8.46%) Land $114,354 Building $840,111
2024	$18,390.00 (-2.31%)	$293,339 (+5.59%) Land $35,145 Building $258,194	$880,017 (+5.59%) Land $105,435 Building $774,582
2022	$18,824.00 Homeowner's exemption	$277,820 Land $30,570 Building $247,250	$833,460 Land $91,710 Building $741,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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