Clay County property record for 521 Thornberry Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,010 sqft · built 1999 |
| Lot Size | 0.187 acres (8,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (May 2016) |
| Tax Bill | $2,798 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-04-25-007866-007-41 |
| Primary APN | 04-04-25-007866-007-41 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,010 sqft Heated Area |
| Gross Area | 2,642 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,189 sqft (0.187 acres) |
| Garage Area | 506 sqft |
| Pool Area | 975 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 46 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 521 THORNBERRY RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-7613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LOT 199 SWEETBRIAR UNIT 4 AS REC O R 3864 PG 1490 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 04 |
| Legal Subdivision | SWEETBRIAR |
| Legal Lot Number | 199 |
| Legal Unit | 4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30207 |
521 Thornberry Rd is owned and occupied by two individuals who bought it in May 2016.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 521 THORNBERRY RD, ORANGE PARK, FL 32073-7613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2016 · Amount on File |
| Deed Sale | May 27, 2016 · Amount on File |
| Deed Document Number | 0038641490 |
| Deed Book / Page | 2069 / 1527 |
| Prior Transfer Date | Jul 2, 2002 |
| Prior Transfer Doc | 200239518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 521 THORNBERRY RD, ORANGE PARK, FL 32073-7613 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 521 THORNBERRY RD, ORANGE PARK, FL 32073-7613 |
| Document Number | 0049891994 |
|---|---|
| Date | Nov 20, 2025 |
| Book Page | 4989/1994 |
| Instrument | 2025054997 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 521 THORNBERRY RD, ORANGE PARK, FL 32073-7613 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 521 THORNBERRY RD, ORANGE PARK, FL 32073-7613 |
| Document Number | 0044310120 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 4431/120 |
| Instrument | 2021016809 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $214,548 | $344,199 Land $45,000 Building $299,199 |
| 2023 | $2,798.00 (+7.62%) Homeowner's exemption | $202,430 (+3%) | $342,129 (+12.02%) Land $45,000 Building $297,129 |
| 2022 | $2,600.00 Homeowner's exemption | $196,534 | $305,426 Land $40,000 Building $265,426 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Thornberry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Thornberry Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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