521 Terrell St, Warner Robins, GA 31088 Property Records

Houston County property record for 521 Terrell St, Warner Robins, GA 31088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,879 sqft · built 1988
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$208,500 (Apr 2007)
Tax Bill	$2,790 (2022)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`W35-H-13`

Property Details

APN / Parcel Number

Primary APN	`W35-H-13`
Alternative APNs	`0W035H 013000` `10842`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,879 sqft Heated Area
1st Floor Area	2,479 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	205 ft deep x 177 ft wide
Garage Area	1,376 sqft
Porch	Slab
Porch Area	608 sqft
Deck Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10842
Street Address	521 TERRELL ST
City	WARNER ROBINS
State	GA
Zip	31088-4137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 9 HILLCREST HEIGHTS SEC 8
Legal Subdivision	HILLCREST
Legal Block	H
Legal Lot Number	9
Jurisdiction	HOUSTON GA
Township / Civil Division	WARNER ROBINS
Census Block Group	1
Census Block	1016
Census Tract	20900

Owner

521 Terrell St is owned and occupied by two individuals who bought it in April 2007.

Source: Houston County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	521 TERRELL ST, WARNER ROBINS, GA 31088-4137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Aug 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2007 · Amount on File
Deed Sale	Apr 3, 2007 · Amount on File
Prior Sale	Oct 27, 2004 · Amount on File
Deed Book / Page	4235 / 296
Prior Transfer Date	Jan 30, 1997
Prior Transfer Doc	1264000782
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	521 TERRELL ST, WARNER ROBINS, GA 31088-4137
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107420424
Date	Nov 12, 2025
Book Page	10742/424

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	521 TERRELL ST, WARNER ROBINS, GA 31088-4137
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092960184
Date	Aug 10, 2021
Book Page	9296/184

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Municipality	Warner Robins City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$114,160 Land $12,400 Building $101,760	$285,400 Land $31,000 Building $254,400
2023	Homeowner's exemption	$89,040 (+5.2%) Land $6,000 Building $83,040	$222,600 (+5.2%) Land $15,000 Building $207,600
2022	$2,790.00 Homeowner's exemption	$84,640 Land $6,000 Building $78,640	$211,600 Land $15,000 Building $196,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 Terrell St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1980–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Terrell St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARNER ROBINS serves 83,705 people · EPA ID GA1530007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Sparklight Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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