521 SW Halpatiokee St, Stuart, FL 34994 Property Records

Martin County property record for 521 SW Halpatiokee St, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,044 sqft · built 1950
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2026)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-38-41-009-002-0008.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`05-38-41-009-002-0008.0-3-0000`
Alternative APNs	`05-38-41-009-002-00080-3` `538410090020008030000` `22410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	100 ft deep x 95 ft wide
Porch	Open Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	521 SW HALPATIOKEE ST
City	STUART
State	FL
Zip	34994-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HALPATIOKEE PARK LOTS 8 & 9 BLK 2
Legal Range	41E
Legal Township	38S
Legal Section	5
Legal Subdivision	HALPATIOKEE PARK
Legal Block	2
Legal Lot Number	8,9
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1007
Census Tract	701

Owner

Source: Martin County records · APN 05-38-41-009-002-0008.0-3-0000

Assessment roll updated August 27, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 SW HALPATIOKEE ST, STUART, FL 34994-2815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Jul 30, 2012 · Amount on Record
Deed Document Number	20263186546
Deed Book / Page	3567 / 1434
Prior Transfer Date	Jun 28, 2016
Prior Transfer Doc	0028642663
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 19, 2026
Property Address	521 SW HALPATIOKEE ST, STUART, FL 34994-2815
Document Number	0003186546
Book / Page	3567 / 1434
Instrument Date	May 18, 2026
Instrument	20263186546
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SW HALPATIOKEE ST, STUART, FL 34994-2815

Mortgage

Document Number	0003186547,
Date	May 19, 2026
Instrument	20263186547

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,043.00 (-0.57%) Homeowner's exemption Senior Citizen's exemption	$104,583 (+5.99%)	$378,590 (-9.48%) Land $312,500 Building $66,090
2024	$1,049.00 (+5.43%)
2023	$995.00 (+5.4%) Additional exemption filed	$98,676 (+3%)	$418,240 (+23.94%) Land $312,500 Building $105,740
2022	$944.00 Homeowner's exemption	$95,802	$337,460 Land $287,500 Building $49,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 units insured incl. 32 condo units
Nearby Flood Claims	3 (2014–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: TPC ACC Acquisition.

Based on FCC filings for 243 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.