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521 Summit Dr, Sebring, FL 33870 Property Records

Highlands County property record for 521 Summit Dr, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,898 sqft · built 2020
Lot Size0.595 acres (25,941 sqft)
OwnerIndividual Name on File
Last Sale$19,000 (Jan 2019)
Tax Bill$4,227 (2024)
Deeds & MortgagesMay 2023 Line of Credit
May 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNS194906025000040

Property Details

APN / Parcel Number

Primary APNS194906025000040
Alternative APN
  • S-19-34-29-060-2500-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,898 sqft Living Area
1st Floor Area2,891 sqft
FlooringCork
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,941 sqft (0.595 acres)
Lot Dimensions174 ft deep x 59 ft wide
Garage TypeFinished
Garage Area520 sqft
DrivewayDriveway
Driveway Area3,448 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area826 sqft
Patio Area156 sqft
FenceFence
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberS194906025000040
Street Address521 SUMMIT DR
CitySEBRING
StateFL
Zip33870-2341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEBRING HEIGHTS SUB PB 2-PG 2 EAST 40 FT OF LOT 3-LOTS 4 + 5 BLK 250
Legal Range29E
Legal Township34S
Legal Section19
Legal SubdivisionSEBRING HEIGHTS SUB
Legal Block250
Legal Lot Number3
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1021
Census Tract960700

Owner

Source: Highlands County records · APN S194906025000040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 SUMMIT DR, SEBRING, FL 33870-2341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2023Deed of Trust, Mortgage · Line of Credit
FIRST SOUTHERN BANK
May 21, 2020Deed of Trust, Mortgage
QUICKEN LNS
Oct 21, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRST STHRN BK
Jan 18, 2019Warranty Deed, Subdivision Related Transfer
SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE
Jun 04, 2018Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE
Apr 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2019 · Amount on Record
Deed SaleJan 18, 2019 · Amount on Record
Prior SaleJun 04, 2018 · Amount on Record
Deed Document Number1925788
Deed Book / Page2674 / 0579
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address521 SUMMIT DR, SEBRING, FL 33870-2341
Transaction TypeMortgage
Record UpdatedMay 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 SUMMIT DR, SEBRING, FL 33870-2341

Mortgage

Document Number0002148876
DateMay 02, 2023
Book Page2972/463
Instrument2148876
Lender
NameFIRST SOUTHERN BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 01, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address521 SUMMIT DR, SEBRING, FL 33870-2341
Document Number0001987098
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address521 SUMMIT DR SEBRING FL 338702341, SEBRING, FL 33870-2341

Mortgage

Document Number0001987098
DateMay 29, 2020
Book Page002755/000665
Instrument1987098
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term360 Months
DueMay 28, 2050

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIGHLANDS FL
Recording DateOct 21, 2019
Property Address521 SUMMIT DR, SEBRING, FL 33870-2341
Book / Page002718 / 001480
Instrument DateOct 18, 2019
Instrument1960640
Transaction TypeConstruction Loan
Record UpdatedOct 29, 2019
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4715 DATE PAM DR SEBRING FL 33870, SEBRING, FL 33870

Mortgage

Document Number0001960640
DateOct 21, 2019
Book Page002718/001480
Instrument1960640
Lender
NameFIRST STHRN BK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 20, 2020

January 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 18, 2019
Property Address521 SUMMIT DR, SEBRING, FL 33870-2341
Document Number0001925788
Book / Page002674 / 000579
Instrument DateJan 16, 2019
Instrument1925788
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 31, 2019
Title CompanySOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

AmountAmount Recorded
Tax$133.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4715 DALE PALM DR SEBRING FL 33870, SEBRING, FL 33870

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJun 04, 2018
Property Address521 SUMMIT DR, SEBRING, FL 33870-2341
Document Number0001898811
Book / Page002638 / 001915
Instrument DateMay 29, 2018
Instrument1898811
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanySOUTH RIDGE ABSTRACT AND TITLE

Transaction

AmountAmount Recorded
Tax$126.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 7303 SEBRING FL 338720106, SEBRING, FL 33872-0106

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateApr 21, 2017
Property Address521 SUMMIT DR, SEBRING, FL 33870-2341
Document Number0001850165
Book / Page002576 / 001453
Instrument DateApr 20, 2017
Instrument1850165
Transaction TypeTransfer
Record UpdatedMay 02, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1095 N HIGHWAY A1A #606 INDIALANTIC FL 329032945, 606, INDIALANTIC, FL 32903-2945

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$247,102 (+5.99%)$441,763 (+19.79%) Land $32,772 Building $408,991
2024$4,227.00 (+2.65%)
2023$4,118.00 (+8.51%) Homeowner's exemption$233,144 (+6.13%)$368,789 (+24.83%) Land $32,772 Building $336,017
2022$3,795.00 Homeowner's exemption$219,673$295,426 Land $24,579 Building $270,847

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 5% of Florida
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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