521 Summer St, Paterson, NJ 07501 Property Records

Passaic County and Paterson City property record for 521 Summer St, Paterson, NJ 07501

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1700
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$427,000 (Jun 2025)
Tax Bill	$6,402 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06316-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`08-06316-0000-00007`
Alternative APN	`08J1158000000008`

Interior

Stories	2 Stories
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1700
Effective Year Built	Effective 1700
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08J1158000000008
Street Address	521 SUMMER ST
City	PATERSON
State	NJ
Zip	07501-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6316
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	1
Census Block	1006
Census Tract	182800

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 SUMMER ST, PATERSON, NJ 07501-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage RAM MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2025 · Amount on Record
Deed Sale	Jun 17, 2025 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	202520006
Deed Book / Page	4916 / 66
Prior Transfer Date	Jun 9, 2006
Prior Transfer Doc	1255000238
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 17, 2025
Property Address	521 SUMMER ST, PATERSON, NJ 07501-3413
Document Number	0000020006
Book / Page	D4916 / 66
Instrument Date	Jun 5, 2025
Instrument	2025020006
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	CHAMPION TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 SUMMER ST, PATERSON, NJ 07501-3413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SUMMER ST, PATERSON, NJ 07501-3413

Mortgage

Document Number	0000020007
Date	Jun 17, 2025
Instrument	2025020007

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 22, 2021
Property Address	521 SUMMER ST, PATERSON, NJ 07501-3413
Document Number	0000041148
Book / Page	D4065 / 193
Instrument Date	Jun 4, 2021
Instrument	2021041148
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	HAMPTONS TITLE AGENCY INC, CHAMPION TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 GRAY ST, 71, PATERSON, NJ 07501-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SUMMER ST, PATERSON, NJ 07501-3413

Mortgage

Document Number	0000041149
Date	Jun 22, 2021
Instrument	2021041149

Lender

Name	RAM MORTGAGE PARTNERS LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,300 (+175.25%) Land $107,500 Building $222,800	$330,300 (+175.25%) Land $107,500 Building $222,800
2025	$6,402.00 (+4.71%)	$120,000 (-) Land $21,900 Building $98,100	$120,000 (-) Land $21,900 Building $98,100
2024	$6,114.00 (+9.77%)
2023		$120,000 Land $21,900 Building $98,100	$120,000 Land $21,900 Building $98,100
2022	$5,570.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1999–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 940 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Andrena, AT&T, T-Mobile.

Nearby Properties on Summer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures