Anderson County property record for 521 Stephens Rd, Rocky Top, TN 37769
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Mar 1993) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 009O-A-003.00 |
| Primary APN | 009O-A-003.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Porch | Finished/Open Porch |
| Porch Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 521 STEPHENS RD |
|---|---|
| City | ROCKY TOP |
| State | TN |
| Zip | 37769-6120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT HILLS PB: 3 PG: 149B LOT: 3 |
| Legal Subdivision | SUMMIT HILLS |
| Legal Lot Number | 3 |
| Jurisdiction | ANDERSON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20800 |
Source: Anderson County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 STEPHENS RD, ROCKY TOP, TN 37769-6120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 1993 · Amount on Record |
| Deed Sale | Mar 25, 1993 · Amount on Record |
| Deed Book / Page | 18 / 813 |
| Last Transfer Date | May 12, 2020 |
| Transfer Doc | 17251423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDERSON TN |
| Recording Date | May 13, 2020 |
| Property Address | 521 STEPHENS RD, ROCKY TOP, TN 37769-6120 |
| Document Number | 17251423 |
| Book / Page | 001725 / 001423 |
| Instrument Date | May 12, 2020 |
| Instrument | 4303 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 STEPHENS RD ROCKY TOP TN 377696120, ROCKY TOP, TN 37769-6120 |
Source: Anderson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Anderson County |
| Unified School District | Anderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $887.00 (+11.57%) | $58,975 (+94.96%) Land $7,500 Building $51,475 | $235,900 (+94.96%) Land $30,000 Building $205,900 |
| 2024 | $795.00 | ||
| 2023 | $30,250 Land $4,000 Building $26,250 | ||
| 2020 | $121,000 Land $16,000 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Dec 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 91% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Apr 2019 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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