New Hanover County property record for 521 Steele Loop, Wilmington, NC 28411 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,756 sqft Living Area |
| Lot Size | 7,100 sqft (0.163 acres) |
| Garage | 474 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,861.00 (2025) |
| Primary APN | R04400-001-634-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,756 sqft Living Area |
| 1st Floor | 1,907 sqft 1st Floor |
| Basement Area | 849 sqft Basement |
| Finished Basement | 849 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 7,100 sqft (0.163 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 474 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 334 sqft Porch |
| Topography | Low Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 521 STEELE LOOP |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28411-6208 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 34 PH 1B RESERVE AT WESTBAY ESTATES |
| Legal Subdivision | COASTAL CAROLINA DEVELOPERS |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | NEW HANOVER NC |
| Minor Civil Division | HARNETT |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 11612 |
Source: New Hanover County records · APN R04400-001-634-000
Assessment roll updated October 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2025 | Intrafamily Transfer, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Sep 22, 2025 | Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage E MORTGAGE CAPITAL INC |
| Dec 16, 2020 | Warranty Deed, Transfer GUARANTEED RATE |
| Oct 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 |
| Deed Sale | Sep 22, 2025 |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Doc Number | 202524980 |
| Deed Book / Page | 6801 / 1883 |
| Prior Transfer Date | Sep 17, 2025 |
| Prior Transfer Doc | 00680101883 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 22, 2025 |
| Property Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Document Number | 00680101883 |
| Book / Page | 6801 / 1883 |
| Map Reference | MB 61 PG 174-176 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025024980 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 22, 2025 |
| Property Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Document Number | 00680101911 |
| Book / Page | 6801 / 1911 |
| Map Reference | MB 61 PG 174 - 176 |
| Instrument Date | Sep 14, 2025 |
| Instrument | 2025024982 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Document Number | 2025024981 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025024981 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.24% |
| Max Rate At Change | 6.24% |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 16, 2020 |
| Property Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Document Number | 0063902191 |
| Book / Page | 006390 / 002191 |
| Instrument Date | Dec 03, 2020 |
| Instrument | 54009 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 STEELE LOOP WILMINGTON NC 284116208, WILMINGTON, NC 28411-6208 |
| Document Number | 63902195 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 006390/002195 |
| Instrument | 54010 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Oct 22, 2020 |
| Property Address | 521 STEELE LOOP, WILMINGTON, NC 28411-6208 |
| Document Number | 0063691882 |
| Book / Page | 006369 / 001882 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 44242 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 STEELE LOOP WILMINGTON NC 284116208, WILMINGTON, NC 28411-6208 |
Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,861.00 (+12.31%) | $478,500 (+55.66%) Land $105,500 Building $373,000 | $478,500 (+55.66%) Land $105,500 Building $373,000 |
| 2024 | $1,657.00 (+33.74%) | ||
| 2023 | $1,239.00 (-25.72%) | $307,400 Land $68,500 Building $238,900 | $307,400 Land $68,500 Building $238,900 |
| 2022 | $1,668.00 |
Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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