Durham County property record for 521 Spruce St, Durham, NC 27703
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $53,000 (Jul 2021) |
| Tax Bill | $864 (2025) |
| Deeds & Mortgages | Aug 2022 Construction Loan Jul 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0831-55-4961 |
| Primary APN | 0831-55-4961 |
|---|---|
| Alternative APNs |
|
| Lot Area | 2,178 sqft (0.05 acres) |
|---|
| Street Address | 521 SPRUCE ST |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2037 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RU-5(2) |
| Legal Description | PROP-ARTIFEX PROPERTIES L LC/LT#39A EAST DURHAM/HD PL:000205-000032 |
| Legal Subdivision | PROP-WRIGHT R H |
| Legal Lot Number | 39A |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | DURHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Durham Historic District listed 2004 · 731 contributing resources · NRIS 04001393 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
521 Spruce St, residential vacant land, is owned by a company that bought it in July 2021.
Source: Durham County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 444 FORD RD, CHAPEL HILL, NC 27516-5759 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK |
| Jul 28, 2021 | Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Deed Document Number | 202138174 |
| Deed Book / Page | 9411 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 521 SPRUCE ST, DURHAM, NC 27703-2037 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 444 FORD RD, CHAPEL HILL, NC 27516-5759 |
| Document Number | 0097720563 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 9772/563 |
| Instrument | 2022035039 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27707 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 28, 2021 |
| Property Address | 521 SPRUCE ST, DURHAM, NC 27703-2037 |
| Document Number | 0094110115 |
| Book / Page | 9411 / 115 |
| Map Reference | MB 205 PG 32 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021038174 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1418 SQUIRE RIDGE DR, FUQUAY VARINA, NC 27526-8173 |
| Name | Verified Name |
|---|---|
| Address | 444 FORD RD, CHAPEL HILL, NC 27516-5759 |
| Document Number | 2021038175 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021038175 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 521 Spruce St was $864, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,050 (-) Land $85,050 | $85,050 (-) Land $85,050 | |
| 2025 | $864.00 (+2.49%) | $85,050 Land $85,050 | $85,050 Land $85,050 |
| 2024 | $843.00 (+171.94%) | ||
| 2023 | $310.00 (+2.31%) | $23,692 Land $23,692 | $23,692 Land $23,692 |
| 2022 | $303.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 521 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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