Madison County property record for 521 Spring Valley Dr, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,960 sqft · built 1979 |
| Lot Size | 1.64 acres (71,438 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9862-22-5864 |
| Primary APN | 9862-22-5864 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Heated Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Flooring | Hardwood |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 71,438 sqft (1.64 acres) |
| Deck Area | 592 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 280389 |
|---|---|
| Street Address | 521 SPRING VALLEY DR |
| City | MARS HILL |
| State | NC |
| Zip | 28754-5789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOTS 634, 635, 636 PL:10-28 |
| Legal Subdivision | WOLF LAUREL ESTATES PT 3 SEC 3 |
| Legal Block | 22 |
| Legal Lot Number | 634-636 |
| Jurisdiction | MADISON NC |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10100 |
521 Spring Valley Dr is owner-occupied and held in a trust since December 2016.
Source: Madison County records, as of November 22, 2023
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 521 SPRING VALLEY DR, MARS HILL, NC 28754-5789 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2016 |
| Deed Sale | Dec 28, 2016 |
| Deed Document Number | 0000622481 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 521 SPRING VALLEY DR, MARS HILL, NC 28754-5789 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 521 SPRING VALLEY DR, MARS HILL, NC 28754-5789 |
| Document Number | 0007390138 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 739/138 |
| Instrument | 344753 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $178,466 Land $47,661 Building $130,805 | $178,466 Land $47,661 Building $130,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Spring Valley Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Spring Valley Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures