521 Spring St, Newport, RI 02840 Property Records

Newport City property record for 521 Spring St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,552 sqft · built 1890
Lot Size	0.078 acres (3,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$473,000 (Jan 2019)
Tax Bill	$8,360 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06837`

Property Details

APN / Parcel Number

Primary APN	`R06837`
Alternative APN	`NEWP M:035 B:0228`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	3,689 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,393 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R06837
Street Address	521 SPRING ST
City	NEWPORT
State	RI
Zip	02840-6851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	228
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2032
Census Tract	41000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southern Thames Historic District listed 2008 · 739 contributing resources · NRIS 08000314

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 SPRING ST, NEWPORT, RI 02840-6851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	2019120701
Deed Book / Page	2786 / 297
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jan 18, 2019
Property Address	521 SPRING ST, NEWPORT, RI 02840-6851
Document Number	2786-297
Book / Page	2786 / 297
Instrument Date	Dec 26, 2018
Instrument	120701
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 W 82ND ST # 58, 58, NEW YORK, NY 10024-5607

Mortgage

Document Number	120702
Date	Jan 18, 2019
Instrument	120702

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,360.00 (+33.52%)	$962,100 (+52.45%) Land $451,900 Building $510,200	$1,036,870
2023	$6,261.00 (+3.23%)	$631,100 (-) Land $297,500 Building $333,600
2022	$6,065.00	$631,100 Land $297,500 Building $333,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	204 units insured incl. 114 condo units
Nearby Flood Claims	60 (1980–2025)
Claims Outside the SFHA	5 of 60
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims Severe Storms And Flooding, Mar 2010 · 2 claims Hurricane Bob, Aug 1991 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20