521 Spring River Dr, Orlando, FL 32828 Property Records

Orange County property record for 521 Spring River Dr, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,622 sqft · built 2007
Lot Size0.136 acres (5,912 sqft)
Owner2 Individual Names on Record
Tax Bill$2,831 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-22-32-7103-01-040

Property Details

APN / Parcel Number

Primary APN31-22-32-7103-01-040
Alternative APNs
  • 322231710301040
  • 669993
  • 677744
  • 683696

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,622 sqft Living Area
Gross Area2,181 sqft
1st Floor Area1,622 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,912 sqft (0.136 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area122 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address521 SPRING RIVER DR
CityORLANDO
StateFL
Zip32828-6985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionRIVER OAKS AT TIMBER SPRINGS 62/51 LOT 104
Legal Range32E
Legal Township22S
Legal Section31
Legal SubdivisionRIVER OAKS AT TIMBER SPRINGS
Legal Tract7103
Legal Block1
Legal Lot Number104
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group2
Census Block2014
Census Tract16750

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address521 SPRING RIVER DR, ORLANDO, FL 32828-6985
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Quit Claim Deed, Transfer · FHA Mortgage
R P FNDG INC
Feb 1, 2019Quit Claim Deed, Transfer · FHA Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020
Deed SaleJun 19, 2020
Prior SaleFeb 1, 2019 · Amount on Record
Deed Document Number2020339479
Prior Transfer DateMay 29, 2020
Prior Transfer Doc0000339479
Record UpdatedJun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateJun 19, 2020
Property Address521 SPRING RIVER DR, ORLANDO, FL 32828-6985
Document Number0000339479
Instrument DateMay 29, 2020
Instrument339479
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$840.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address521 SPRING RIVER DR ORLANDO FL 328286985, ORLANDO, FL 32828-6985

Mortgage

Document Number339480
DateJun 19, 2020
Instrument339480
Lender
NameR P FNDG INC
AddressLAKE MARY, FL 32746
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateFeb 1, 2019
Property Address521 SPRING RIVER DR, ORLANDO, FL 32828-6985
Document Number0000066561
Map ReferenceMB 62 PG 51-55
Instrument DateJan 25, 2019
Instrument20190066561
Transaction TypeTransfer
Record UpdatedJan 3, 2022

Transaction

AmountAmount Recorded
Tax$527.10
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address521 SPRING RIVER DR, 521, ORLANDO, FL 32828-6985

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 SPRING RIVER DR, ORLANDO, FL 32828-6985

Mortgage

Document Number0000066562
DateFeb 1, 2019
Instrument20190066562
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,072 (+2.7%)$385,350 (-1.5%) Land $80,000 Building $305,350
2025$2,831.00 (+6.67%) Homeowner's exemption$188,970 (+5.99%)$391,210 (+8.87%) Land $80,000 Building $311,210
2024$2,654.00 (+7.49%)
2023$2,469.00 (+4.57%) Homeowner's exemption$178,295 (+3%)$359,321 (+19.3%) Land $80,000 Building $279,321
2022$2,361.00 Homeowner's exemption$173,102$301,201 Land $60,000 Building $241,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJ;C MHP
private · serves 40 people · EPA ID FL3484175
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereOCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS)
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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