521 Spring Mountain Trl, Lansing, NC 28643 Property Records

Ashe County property record for 521 Spring Mountain Trl, Lansing, NC 28643

Property Summary

Property TypeSingle Family Home
Details2,102 sqft · built 2017
Lot Size4.52 acres (197,109 sqft)
Owner2 Individual Names on Record
Last Sale$49,000 (Aug 2005)
Tax Bill$1,836 (2026)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN18255-303-002A

Property Details

APN / Parcel Number

Primary APN18255-303-002A
Alternative APNs
  • 182979797497
  • 4923

Interior

Plumbing Fixtures12 Plumbing Fixtures
Building Area2,102 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Lot Area197,109 sqft (4.52 acres)
Garage Area520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number4923
Old Parcel Number18255303002A
Street Address521 SPRING MOUNTAIN TRL
CityLANSING
StateNC
Zip28643-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.525 A
Legal SubdivisionCHURCH & CHURCH LUMBER, LLC SUBDIVISION
Legal Tract2
JurisdictionASHE NC
Township / Civil DivisionWALNUT HILL
Census Block Group1
Census Block1018
Census Tract970502

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address521 SPRING MOUNTAIN TRL, LANSING, NC 28643-9445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2005 · Amount on Record
Deed SaleAug 31, 2005 · Amount on Record
Deed Document Number20055825
Deed Book / Page334 / 605
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address521 SPRING MOUNTAIN TRL, LANSING, NC 28643-9445
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00539/1738
DateMar 25, 2022
Book Page539/1738
Instrument1569
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueJan 20, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,836.00$365,100 (-) Land $36,200 Building $328,900$365,100 (-) Land $36,200 Building $328,900
2025$1,836.00 (+6.37%)$365,100 (-) Land $36,200 Building $328,900$365,100 (-) Land $36,200 Building $328,900
2023$1,726.00 (+23.37%)$365,100 (+57.51%) Land $36,200 Building $328,900$365,100 (+57.51%) Land $36,200 Building $328,900
2022$1,399.00$231,800 Land $27,200 Building $204,600$231,800 Land $27,200 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2024)
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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