521 Soco Rd, Maggie Valley, NC 28751 Property Records

Haywood County property record for 521 Soco Rd, Maggie Valley, NC 28751

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,800 sqft · built 1988
Lot Size	0.752 acres (32,757 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2002)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7696-98-1602`

Property Details

APN / Parcel Number

Primary APN	`7696-98-1602`
Alternative APN	`227085`

Interior

Stories	1 Story
Building Area	1,800 sqft Heated Area
Gross Area	2,818 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	32,757 sqft (0.752 acres)
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	227085
Street Address	521 SOCO RD
City	MAGGIE VALLEY
State	NC
Zip	28751-8704
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	MC1
Legal Description	521 SOCO RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	IVY HILL
Census Block Group	2
Census Block	2063
Census Tract	920701

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2961 SOCO RD, MAGGIE VALLEY, NC 28751-9501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit CHAMPION CU
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit CHAMPION CU
Mar 29, 2017	Warranty Deed, Transfer · Conventional with PMI TOMI ABBOTT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2002 · Amount on Record
Deed Sale	Mar 22, 2002 · Amount on Record
Deed Book / Page	517 / 448
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	521 SOCO RD, MAGGIE VALLEY, NC 28751-8704
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2961 SOCO RD, MAGGIE VALLEY, NC 28751-9501

Mortgage

Document Number	0010852399
Date	May 5, 2023
Book Page	1085/2399
Instrument	2023003793

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2038

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	521 SOCO RD, MAGGIE VALLEY, NC 28751-8704
Document Number	0009892111
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 RIVERSIDE VILLA DR MAGGIE VALLEY NC 287518802, MAGGIE VALLEY, NC 28751-8802

Mortgage

Document Number	0009892111
Date	Jan 21, 2020
Book Page	000989/002111
Instrument	598

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2035

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 29, 2017
Property Address	521 SOCO RD, MAGGIE VALLEY, NC 28751-8704
Document Number	0009251729
Book / Page	000925 / 001729
Instrument Date	Mar 29, 2017
Instrument	2788
Transaction Type	Transfer
Record Updated	Apr 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 RIVERSIDE VILLA DR MAGGIE VALLEY NC 287518802, MAGGIE VALLEY, NC 28751-8802

Mortgage

Document Number	9251732
Date	Mar 29, 2017
Book Page	000925/001732
Instrument	2789

Lender

Name	TOMI ABBOTT
Address	32 CHANTICLEER LN, HAZELWOOD, NC 28786-9165
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2022

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Maggie Valley Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,600 (-) Land $131,300 Building $132,300
2025	$1,713.00	$263,600 (-) Land $131,300 Building $132,300	$263,600 (-) Land $131,300 Building $132,300
2023		$263,600 Land $131,300 Building $132,300	$263,600 (-) Land $131,300 Building $132,300
2021			$263,600 Land $131,300 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAGGIE VALLEY SANITARY DIST serves 9,629 people · EPA ID NC0144040
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless · Fiber in parts of the area	500 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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