Hernando County property record for 521 Smith St, Brooksville, FL 34601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 656 sqft · built 1960 |
| Lot Size | 0.11 acres (4,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2021) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | May 2021 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R23-122-19-1220-0000-0510 |
| Primary APN | R23-122-19-1220-0000-0510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 656 sqft Living Area |
| Gross Area | 752 sqft |
| 1st Floor Area | 656 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,810 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 96 sqft |
| Heating System | HVAC |
|---|
| Account Number | 00009573 |
|---|---|
| Street Address | 521 SMITH ST |
| City | BROOKSVILLE |
| State | FL |
| Zip | 34601-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITHS ADDITION LOTS 51 52 |
| Legal Range | 19E |
| Legal Township | 22S |
| Legal Section | 23 |
| Legal Subdivision | SMITHS ADDITION |
| Legal Lot Number | 51 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | BROOKSVILLE |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 40400 |
521 Smith St is owned by two individuals who acquired it in August 2024.
Source: Hernando County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6214 S CHURCH AVE, TAMPA, FL 33616-2331 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC |
| Jun 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage JOHN BASARAB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on File |
| Deed Sale | May 13, 2021 · Amount on File |
| Prior Sale | Jun 22, 2017 · Amount on File |
| Deed Document Number | 202135542 |
| Deed Book / Page | 3997 / 905 |
| Last Transfer Date | Aug 1, 2024 |
| Transfer Doc | 0000051948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 13, 2021 |
| Property Address | 521 SMITH ST, BROOKSVILLE, FL 34601-3502 |
| Document Number | 0039970905 |
| Book / Page | 3997 / 905 |
| Map Reference | MB 4 PG 47 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021035542 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7428, WESLEY CHAPEL, FL 33545-0108 |
| Name | Verified Name |
|---|---|
| Address | 6214 S CHURCH AVE, TAMPA, FL 33616-2331 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 22, 2017 |
| Property Address | 521 SMITH ST, BROOKSVILLE, FL 34601-3502 |
| Document Number | 0034801963 |
| Book / Page | 003480 / 001963 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 35352 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 7428 WESLEY CHAPEL FL 335450108, WESLEY CHAPEL, FL 33545-0108 |
| Document Number | 34801964 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 003480/001964 |
| Instrument | 35353 |
| Name | JOHN BASARAB |
|---|---|
| Address | 760 FERNWOOD DR, BROOKSVILLE, FL 34601-3612 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 521 Smith St was $1,653.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Municipality | Brooksville City |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 | $57,747 Land $12,026 Building $45,721 | $57,747 Land $12,026 Building $45,721 |
| 2023 | $54,129 Land $6,714 Building $47,415 | ||
| 2022 | $1,144.00 | $54,631 Land $7,216 Building $47,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Smith St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKSVILLE serves 11,500 people · EPA ID FL6272180 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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