Dakota County property record for 521 Severn Way, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,440 sqft · built 1993 |
| Lot Size | 0.314 acres (13,660 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $389,500 (Jun 2015) |
| Tax Bill | $6,638 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-18403-02-180 |
| Primary APN | 10-18403-02-180 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 3,924 sqft |
| 1st Floor Area | 1,276 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 13,660 sqft (0.314 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 521 SEVERN WAY |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-3971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COVENTRY PASS 4TH ADDITION 18 2 |
| Legal Subdivision | COVENTRY PASS 4TH ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 180 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 60752 |
Source: Dakota County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 521 SEVERN WAY, SAINT PAUL, MN 55123-3971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · VA Mortgage BELL BANK |
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| May 27, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | Aug 9, 2002 · Amount on Record |
| Deed Document Number | 20153073516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | May 28, 2026 |
| Property Address | 521 SEVERN WAY, SAINT PAUL, MN 55123-3971 |
| Document Number | 0003726030 |
| Instrument Date | May 21, 2026 |
| Instrument | 20263726030 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 521 SEVERN WAY, SAINT PAUL, MN 55123-3971 |
| Document Number | 0003726030, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20263726030 |
| Name | BELL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 521 SEVERN WAY, EAGAN, MN 55123-3971 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 521 SEVERN WAY, EAGAN, MN 55123-3971 |
| Document Number | 0003589062 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 3589062 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 17, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 521 SEVERN WAY, EAGAN, MN 55123-3971 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 521 SEVERN WAY, EAGAN, MN 55123-3971 |
| Document Number | 0003465162 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 3465162 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55146 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 12, 2031 |
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,638.00 | $559,900 Land $104,900 Building $455,000 | $559,900 Land $104,900 Building $455,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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