521 Seldon Dr, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 521 Seldon Dr, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1948
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Last Sale	$352,000 (Jan 2024)
Tax Bill	$1,658 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`069-053-25`

Property Details

APN / Parcel Number

Primary APN	`069-053-25`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Porch	Open/Unfinished Porch
Porch Area	156 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	521 SELDON DR
City	CHARLOTTE
State	NC
Zip	28216-5227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L24 B8 M6-17
Legal Subdivision	SMALLWOOD HOMES
Legal Block	8
Legal Lot Number	24
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1010
Census Tract	4700

Owner

Source: Mecklenburg County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9805 STATESVILLE RD, CHARLOTTE, NC 28269-7647
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE CORPORATION
Jan 14, 2026	Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTION LOAN SERVICES LLC
Aug 26, 2025	Deed of Trust, Mortgage · Construction Mortgage MCU CONSULTING LLC
Jan 2, 2024	Warranty Deed, Construction Loan · Construction Mortgage CONSTRUCTION FINANCE CORPORATION
Feb 28, 2023	Special Warranty Deed, Transfer
Feb 28, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2024 · Amount on Record
Deed Sale	Jan 2, 2024 · Amount on Record
Prior Sale	Feb 28, 2023 · Amount on Record
Deed Document Number	202483
Deed Book / Page	38563 / 696
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 17, 2026
Property Address	521 SELDON DR, CHARLOTTE, NC 28216-5227
Document Number	0000100511
Book / Page	40722 / 174
Instrument Date	Sep 14, 2026
Instrument	2026100511
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7715 SADDLE TRAIL LN, CHARLOTTE, NC 28269-6144

Mortgage

Document Number	0000100511,
Date	Sep 17, 2026
Book Page	40722/174
Instrument	2026100511

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	521 SELDON DR, CHARLOTTE, NC 28216-5227
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	24 HOUR CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 217200, CHARLOTTE, NC 28221-0200

Mortgage

Document Number	0000004071
Date	Jan 14, 2026
Book Page	40137/199
Instrument	2026004071

Lender

Name	CONSTRUCTION LOAN SERVICES LLC
Type	Mortgage Company
Address	PUYALLUP, WA 98374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	521 SELDON DR, CHARLOTTE, NC 28216-5227
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7715 SADDLE TRAIL LN, CHARLOTTE, NC 28269-6144

Mortgage

Document Number	0000086213
Date	Aug 26, 2025
Book Page	39815/692
Instrument	2025086213

Lender

Name	MCU CONSULTING LLC
Type	Non-Lending Institution
Address	MIAMI, FL 33136

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 1, 2026

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 2, 2024
Property Address	521 SELDON DR, CHARLOTTE, NC 28216-5227
Document Number	0000000083
Book / Page	38563 / 696
Map Reference	MB 37962 PG 368-370
Instrument Date	Dec 29, 2023
Instrument	2024000083
Transaction Type	Construction Loan
Record Updated	May 22, 2026
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1440 FALL SEED DR, FORT MILL, SC 29715-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 STATESVILLE RD # 6125, CHARLOTTE, NC 28269-7647

Mortgage

Document Number	0000000084
Date	Jan 2, 2024
Instrument	2024000084

Lender

Name	CONSTRUCTION FINANCE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2023
Property Address	521 SELDON DR, CHARLOTTE, NC 28216-5227
Document Number	0000017518
Book / Page	37962 / 368
Instrument Date	Feb 27, 2023
Instrument	2023017518
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$651.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # DR100W, DR100W, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 FALL SEED DR, FORT MILL, SC 29715-5011

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2023
Property Address	521 SELDON DR, CHARLOTTE, NC 28216-5227
Document Number	0000017517
Book / Page	37962 / 358
Instrument Date	Feb 27, 2023
Instrument	2023017517
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 SURREY PATH CT, WINSTON SALEM, NC 27104-5038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR STE 100W, 100W, IRVING, TX 75039-4696
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,500 (-5.47%) Land $162,500	$162,500 (-5.47%) Land $162,500
2023	$1,658.00	$171,900 Land $162,500 Building $9,400	$171,900 Land $162,500 Building $9,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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